6 Clearwater Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 6 Clearwater Dr, Wayne, NJ 07470

Property Summary

Property Type	Townhouse
Details	2,232 sqft · built 1979
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Apr 2011)
Tax Bill	$14,701 (2025)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Mar 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04700-0000-00065`

Property Details

APN / Parcel Number

Primary APN	`14-04700-0000-00065`
Alternative APNs	`1400710000000095` `140470000065`

Interior

Building Area	2,232 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Lot Area	4,095 sqft (0.094 acres)

Location & Zoning

Old Parcel Number	1400710000000095
Street Address	6 CLEARWATER DR
City	WAYNE
State	NJ
Zip	07470-4908
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Block	4700
Legal Lot Number	65
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3007
Census Tract	246002

Owner

Source: Passaic County and Wayne Township records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 CLEARWATER DR, WAYNE, NJ 07470-4908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 1, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2011 · Amount on Record
Deed Sale	Apr 14, 2011 · Amount on Record
Prior Sale	Dec 16, 2004 · Amount on Record
Deed Document Number	201117862
Deed Book / Page	2042 / 157
Last Transfer Date	Feb 14, 2024
Transfer Doc	0000007374
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	6 CLEARWATER DR, WAYNE, NJ 07470-4908
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	CHANCELLOR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CLEARWATER DR, WAYNE, NJ 07470-4908

Mortgage

Document Number	0000007376
Date	Mar 1, 2024
Book Page	M18828/227
Instrument	2024007376

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	917 Months
Due	Aug 13, 2100

Interest

Rate Type	Adjustable Rate
Rate	7.67%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Mar 1, 2024
Property Address	6 CLEARWATER DR, WAYNE, NJ 07470-4908
Document Number	0000007374
Book / Page	D4674 / 97
Instrument Date	Feb 14, 2024
Instrument	2024007374
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	CHANCELLOR TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 CLEARWATER DR, WAYNE, NJ 07470-4908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CLEARWATER DR, WAYNE, NJ 07470-4908

Mortgage

Document Number	0000007375
Date	Mar 1, 2024
Book Page	M18828/210
Instrument	2024007375

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	917 Months
Due	Aug 13, 2100

Interest

Rate Type	Adjustable Rate
Rate	7.67%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,100 (-) Land $57,100 Building $188,000	$245,100 (-) Land $57,100 Building $188,000
2025	$14,701.00 (+0.87%)	$245,100 (-) Land $57,100 Building $188,000	$245,100 (-) Land $57,100 Building $188,000
2024	$14,574.00 (+5.17%)
2023		$245,100 Land $57,100 Building $188,000	$245,100 Land $57,100 Building $188,000
2022	$13,857.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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