Caldwell County property record for 7 Chestnut St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 1948 |
| Lot Size | 228 acres (9,931,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,122 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 17 2 3 |
| Primary APN | 08 17 2 3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Heated Area |
| Gross Area | 3,843 sqft |
| 1st Floor Area | 1,768 sqft |
| Attic | Attic |
| Attic Area | 530 sqft |
| Basement Area | 813 sqft |
| Unfinished Basement | 813 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,931,680 sqft (228 acres) |
| Lot Dimensions | 134 ft deep x 128 ft wide |
| Garage Type | Carport |
| Garage Area | 612 sqft |
| Carport | Carport |
| Carport Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 139268 |
|---|---|
| Street Address | 7 CHESTNUT ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1721 PG 387 YR 09 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 31402 |
Source: Caldwell County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3520 20TH AVE NE, HICKORY, NC 28601-3259 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 7 CHESTNUT ST, GRANITE FALLS, NC 28630-1901 |
| Document Number | 0010035260 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 7 CHESTNUT ST GRANITE FALLS NC 286301901, GRANITE FALLS, NC 28630-1901 |
| Document Number | 0010035260 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 001968/000795 |
| Instrument | 10035260 |
| Name | STATE EMPS CU |
|---|---|
| Address | HICKORY, NC 28602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,100 (-) Land $21,400 Building $200,700 | ||
| 2025 | $1,122.00 (+48.81%) | $222,100 (+86.01%) Land $21,400 Building $200,700 | $222,100 (+86.01%) Land $21,400 Building $200,700 |
| 2023 | $119,400 (-) Land $21,400 Building $98,000 | $119,400 (-) Land $21,400 Building $98,000 | |
| 2022 | $754.00 | $119,400 Land $21,400 Building $98,000 | $119,400 Land $21,400 Building $98,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures