19 Chestnut St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 19 Chestnut St, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,189 sqft · built 2003
Lot Size0.72 acres (31,360 sqft)
Owner2 Individual Names on Record
Last Sale$418,000 (Apr 2022)
Tax Bill$2,201 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08 17 1 30A

Property Details

APN / Parcel Number

Primary APN08 17 1 30A
Alternative APN
  • 174472

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,189 sqft Heated Area
Gross Area3,594 sqft
1st Floor Area996 sqft
Upper Floors Area1,193 sqft
AtticAttic
Attic Area649 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,360 sqft (0.72 acres)
Lot Dimensions280 ft deep x 112 ft wide
Garage TypeFinished
Garage Area580 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area144 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number174472
Street Address19 CHESTNUT ST
CityGRANITE FALLS
StateNC
Zip28630-1924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2053 PG 864 YR 22 ST 836.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group1
Census Block1006
Census Tract31402

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19 CHESTNUT ST, GRANITE FALLS, NC 28630-1924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Apr 8, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2022 · Amount on Record
Deed SaleApr 11, 2022 · Amount on Record
Prior SaleApr 8, 2021 · Amount on Record
Deed Document Number202210070948
Deed Book / Page2053 / 865
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateApr 11, 2022
Property Address19 CHESTNUT ST, GRANITE FALLS, NC 28630-1924
Document Number0020530864
Book / Page2053 / 864
Map ReferenceMB 14 PG 169
Instrument DateApr 11, 2022
Instrument10070948
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$836.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3966 BRICKFIELD ST, 3966, HICKORY, NC 28602-9532

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CHESTNUT ST, GRANITE FALLS, NC 28630-1924

Mortgage

Document Number0010070949
DateApr 11, 2022
Instrument10070949
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateApr 8, 2021
Property Address19 CHESTNUT ST, GRANITE FALLS, NC 28630-1924
Document Number0020171566
Book / Page2017 / 1566
Instrument DateApr 7, 2021
Instrument10055975
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31 FALLS AVE, 31, GRANITE FALLS, NC 28630-1520

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CHESTNUT ST, GRANITE FALLS, NC 28630-1924

Mortgage

Document Number10055976
DateApr 8, 2021
Instrument10055976
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,201.00 (-25.77%)$467,800 (-) Land $19,300 Building $448,500
2025$2,965.00 (+66.39%)$467,800 (+63.62%) Land $19,300 Building $448,500$467,800 (+63.62%) Land $19,300 Building $448,500
2023$285,900 (-) Land $19,300 Building $266,600$285,900 (-) Land $19,300 Building $266,600
2022$1,782.00$285,900 Land $19,300 Building $266,600$285,900 Land $19,300 Building $266,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number