3 Cherry Oca Ln, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 3 Cherry Oca Ln, Framingham, MA 01702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,328 sqft · built 1971
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Mar 2022)
Tax Bill	$8,785 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109-91-2017`

Property Details

APN / Parcel Number

Primary APN	`109-91-2017`
Alternative APNs	`FRAM M:109 B:91 L:2017 U:000` `M:676.0 B:0001 L:0017.0` `F_669217_2931077` `16596`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	1,328 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16596
Street Address	3 CHERRY OCA LN
City	FRAMINGHAM
State	MA
Zip	01702-5663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	SALEM END ESTATES
Legal Block	91
Legal Lot Number	2017
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4005
Census Tract	384003

Owner

3 Cherry Oca Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CHERRY OCA LN, FRAMINGHAM, MA 01702-5663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Sep 22, 1993 · Amount on File
Deed Book / Page	79892 / 558
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Mar 29, 2022
Property Address	3 CHERRY OCA LN, FRAMINGHAM, MA 01702-5663
Document Number	079892-558
Book / Page	79892 / 558
Instrument Date	Mar 29, 2022
Instrument	46683
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CHERRY OCA LN, FRAMINGHAM, MA 01702-5663

Mortgage

Document Number	0000046684
Date	Mar 29, 2022
Instrument	46684

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3 Cherry Oca Ln was $8,785, up 1.6% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,785.00 (+1.58%)	$742,600 (+2.53%) Land $331,900 Building $372,100	$741,047 (-5.85%)
2025	$8,648.00 (+5.86%)	$724,300 (+10.48%) Land $316,100 Building $408,200	$787,075 (+3.55%)
2024	$8,169.00 (+3.75%)	$655,600 (+8.99%) Land $281,600 Building $374,000	$760,095
2023	$7,874.00	$601,500 Land $259,500 Building $342,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cherry Oca Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cherry Oca Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20