7 Cherry Ct, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 7 Cherry Ct, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,374 sqft · built 2018
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,804 (Dec 2018)
Tax Bill	$8,759 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2020 Refinance + 4 more
APN	`414089 230.17-4-30`

Property Details

APN / Parcel Number

Primary APN	`414089 230.17-4-30`
Alternative APN	`408923001700040300000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,374 sqft Living Area
1st Floor Area	2,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Width	53.9 ft Width
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	7 CHERRY CT
City	MALTA
State	NY
Zip	12020-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Block	4
Legal Lot Number	30.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	1
Census Block	1000
Census Tract	61907

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CHERRY CT, BALLSTON SPA, NY 12020-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Mar 5, 2020	Loan Modification, Mortgage · Conventional with PMI CAPITAL COMMUNICATIONS FCU
Dec 21, 2018	Quit Claim Deed, Transfer
Apr 17, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	201837713
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 CHERRY CT, BALLSTON SPA, NY 12020-4404
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025162
Date	Oct 4, 2023
Instrument	2023025162

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 CHERRY CT, BALLSTON SPA, NY 12020-4404
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008560
Date	Mar 31, 2020
Instrument	2020008560

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 CHERRY CT, BALLSTON SPA, NY 12020-4404
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004871
Date	Feb 9, 2021
Instrument	2021004871

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	7 CHERRY CT, BALLSTON SPA, NY 12020-4404
Document Number	0000008561
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHERRY CT BALLSTON SPA NY 120204404, BALLSTON SPA, NY 12020-4404

Mortgage

Document Number	0000008561
Date	Mar 31, 2020
Instrument	8561

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 21, 2018
Property Address	7 CHERRY CT, BALLSTON SPA, NY 12020-4404
Document Number	0000037713
Instrument Date	Dec 14, 2018
Instrument	2018037713
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$1,688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 121ST LOUDON RD, LATHAM, NY 12110

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Apr 17, 2017
Property Address	7 CHERRY CT, BALLSTON SPA, NY 12020-4404
Document Number	0000011836
Instrument Date	Apr 6, 2017
Instrument	11836
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	624 NEW LOUDON RD LATHAM NY 121104024, LATHAM, NY 12110-4024

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,759.00	$620,000 (+17.65%) Land $80,000 Building $540,000	$620,000 (+17.65%) Land $80,000 Building $540,000
2023		$527,000 Land $80,000 Building $447,000	$527,000 Land $80,000 Building $447,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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