5 Cherry Ct, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 5 Cherry Ct, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,262 sqft · built 2010
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Jun 2018)
Tax Bill	$7,657 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification Sep 2020 Mortgage + 1 more
APN	`414089 230.17-4-29`

Property Details

APN / Parcel Number

Primary APN	`414089 230.17-4-29`
Alternative APN	`408923001700040290000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,262 sqft Living Area
1st Floor Area	1,185 sqft
2nd Floor Area	1,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Width	106 ft Width
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	5 CHERRY CT
City	MALTA
State	NY
Zip	12020-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Block	4
Legal Lot Number	29.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	1
Census Block	1000
Census Tract	61907

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 CHERRY CT, BALLSTON SPA, NY 12020-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jun 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Mar 17, 2011 · Amount on Record
Deed Document Number	201816725
Record Updated	Jun 8, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	5 CHERRY CT, BALLSTON SPA, NY 12020-4404
Document Number	0000028080
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 CHERRY CT MALTA NY 120204404, MALTA, NY 12020-4404

Mortgage

Document Number	0000028080
Date	Oct 14, 2020
Instrument	28080

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 13, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	5 CHERRY CT, BALLSTON SPA, NY 12020-4404
Document Number	0000028079
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 CHERRY CT MALTA NY 120204404, MALTA, NY 12020-4404

Mortgage

Document Number	0000028079
Date	Oct 14, 2020
Instrument	28079

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 13, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jun 8, 2018
Property Address	5 CHERRY CT, BALLSTON SPA, NY 12020-4404
Document Number	0000016725
Instrument Date	Jun 6, 2018
Instrument	2018016725
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 STOCKHOME RD, SARATOGA SPRINGS, NY 12020

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,657.00	$542,000 (+17.57%) Land $80,000 Building $462,000	$542,000 (+17.57%) Land $80,000 Building $462,000
2023		$461,000 Land $80,000 Building $381,000	$461,000 Land $80,000 Building $381,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA WATER DISTRICT #1 serves 8,950 people · EPA ID NY4511620
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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