Rockland County and Ramapo Town property record for 7 Charlotte Dr, Spring Valley, NY 10977 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,406 sqft · built 1964 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Jun 2026) |
| Tax Bill | $17,871 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392611 41.8-1-30 |
| Primary APN | 392611 41.8-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,406 sqft Living Area |
| 1st Floor Area | 2,038 sqft |
| Basement Area | 1,368 sqft |
| Finished Basement | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 500 ft deep x 292 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Pool Area | 512 sqft |
| Patio Area | 742 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00365970000 |
|---|---|
| Street Address | 7 CHARLOTTE DR |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-1020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAYFLOWER KNOLLS |
| Legal Block | 1 |
| Legal Lot Number | 30.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11507 |
Source: Rockland County and Ramapo Town records · APN 392611 41.8-1-30
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LOIS LN, MONSEY, NY 10952-1210 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 02, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage TD BANK |
| Nov 10, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC |
| Nov 10, 2023 | Bargain and Sale Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Aug 10, 2022 | Bargain and Sale Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Jan 05, 2022 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2026 · Amount on Record |
| Deed Sale | Jun 02, 2026 · Amount on Record |
| Prior Sale | Nov 10, 2023 · Amount on Record |
| Deed Document Number | 202618790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jun 02, 2026 |
| Property Address | 7 CHARLOTTE DR, SPRING VALLEY, NY 10977-1020 |
| Document Number | 0000018790 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202618790 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | JD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,626,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 LOIS LN, MONSEY, NY 10952-1210 |
| Date | Jun 02, 2026 |
|---|
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 23, 2026 |
| Change Frequency | 6 Months |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Nov 10, 2023 |
| Property Address | 7 CHARLOTTE DR, SPRING VALLEY, NY 10977-1020 |
| Document Number | 0000034342 |
| Map Reference | BK 66 PG 70 |
| Instrument Date | Nov 07, 2023 |
| Instrument | 2023-00034342 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 552, MONSEY, NY 10952-0552 |
| Name | Verified Name |
|---|---|
| Address | 3 TOBEY LN, MONSEY, NY 10952-1227 |
| Document Number | 0000034343 |
|---|---|
| Date | Nov 10, 2023 |
| Instrument | 2023-00034343 |
| Name | ARK MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Nov 10, 2023 |
| Property Address | 7 CHARLOTTE DR, SPRING VALLEY, NY 10977-1020 |
| Document Number | 0000034341 |
| Map Reference | BK 66 PG 70 |
| Instrument Date | Nov 07, 2023 |
| Instrument | 2023-00034341 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 COLLEGE RD, MONSEY, NY 10952-2825 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 552, MONSEY, NY 10952-0552 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 10, 2022 |
| Property Address | 7 CHARLOTTE DR, SPRING VALLEY, NY 10977-1020 |
| Document Number | 0000028759 |
| Map Reference | BK 66 PG 70 MAP 315 |
| Instrument Date | Aug 01, 2022 |
| Instrument | 2022-00028759 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 COLLEGE RD, 46, MONSEY, NY 10952-2825 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 357, TALLMAN, NY 10982-0357 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jan 05, 2022 |
| Property Address | 7 CHARLOTTE DR, SPRING VALLEY, NY 10977-1020 |
| Document Number | 0000000410 |
| Map Reference | BK 66 PG 70 MAP 3150 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022-00000410 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 697 BRONX RIVER RD APT 711, 697, YONKERS, NY 10704-1764 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 552, MONSEY, NY 10952-0552 |
Source: Rockland County and Ramapo Town records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Wesley Hills Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,871.00 (+3.01%) | ||
| 2024 | $73,800 (-) Land $18,000 Building $55,800 | $72,900 (-) | |
| 2023 | $17,349.00 | $73,800 (-) Land $18,000 Building $55,800 | $72,900 (-) Land $17,780 Building $55,120 |
| 2022 | $73,800 Land $18,000 Building $55,800 | $72,900 Land $17,780 Building $55,120 |
Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870115072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2023, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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