4 Charlotte Dr, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 4 Charlotte Dr, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 6,121 sqft · built 2020
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual on Record
Last Sale	$655,000 (Aug 2018)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392611 41.08-1-35`

Property Details

APN / Parcel Number

Primary APN	`392611 41.08-1-35`
Alternative APNs	`261104100800010350000000` `00366020000`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	6,121 sqft Living Area
1st Floor Area	1,293 sqft
2nd Floor Area	1,053 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	35,719 sqft (0.819 acres)
Lot Dimensions	213 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	708 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00366020000
Old Parcel Number	261104100800010350000000
Street Address	4 CHARLOTTE DR
City	SPRING VALLEY
State	NY
Zip	10977-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:35.000 BLK:1 SEC:41.08 DIST:392611 CITY/MUNI/TWP:WESLEY HILLS
Legal Subdivision	MAYFLOWER KNOLLS
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2003
Census Tract	11507

Owner

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	4 CHARLOTTE DR, SPRING VALLEY, NY 10977-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on Record
Deed Sale	Aug 6, 2018 · Amount on Record
Prior Sale	Sep 10, 1999 · Amount on Record
Deed Document Number	0201822865
Deed Book / Page	2018 / 22865
Record Updated	Jun 8, 2026

August 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Aug 6, 2018
Property Address	4 CHARLOTTE DR, SPRING VALLEY, NY 10977-1021
Document Number	0000022865
Map Reference	MB 66 PG 70
Instrument Date	Aug 2, 2018
Instrument	2018-00022865
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,620.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 SKYLINE TER, SPRING VALLEY, NY 10977-1014

Mortgage

Document Number	0000022866
Date	Aug 6, 2018
Instrument	2018-00022866

Lender

Name	FUNDING RESOURCES MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Wesley Hills Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$138,700 (-) Land $17,600 Building $121,100	$1,787,371 (+2,719.2%) Land $226,804 Building $1,560,567
2023	$138,700 Land $17,600 Building $121,100	$63,400 Land $8,045 Building $55,355

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20