Middlesex County and Maynard Town property record for 7 Charles St, Maynard, MA 01754
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,657 sqft · built 1903 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $701,000 (Aug 2023) |
| Tax Bill | $10,921 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MAYN M:009.0 P:123.0 |
| Primary APN | MAYN M:009.0 P:123.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,657 sqft Living Area |
| Gross Area | 2,553 sqft |
| 1st Floor Area | 711 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.152 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1988 |
|---|---|
| Street Address | 7 CHARLES ST |
| City | MAYNARD |
| State | MA |
| Zip | 01754-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | MAYNARD MA |
| Township / Civil Division | MAYNARD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 364101 |
7 Charles St is owner-occupied and held in a trust since November 2024.
Source: Middlesex County and Maynard Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7 CHARLES ST, MAYNARD, MA 01754-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 3, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Dec 17, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on File |
| Deed Sale | Aug 3, 2023 · Amount on File |
| Prior Sale | Dec 17, 2018 · Amount on File |
| Deed Book / Page | 81851 / 471 |
| Last Transfer Date | Nov 22, 2024 |
| Transfer Doc | 083564-332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAYNARD MA |
| Property Address | 7 CHARLES ST, MAYNARD, MA 01754-2238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085352-458 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 85352/458 |
| Instrument | 29396 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAYNARD MA |
| Property Address | 7 CHARLES ST, MAYNARD, MA 01754-2238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077092-104 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 77092/104 |
| Instrument | 44930 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Apr 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MAYNARD MA |
| Recording Date | Aug 3, 2023 |
| Property Address | 7 CHARLES ST, MAYNARD, MA 01754-2238 |
| Document Number | 081851-471 |
| Book / Page | 81851 / 471 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 86875 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 CHARLES ST, MAYNARD, MA 01754-2238 |
| Document Number | 0000086876 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 86876 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MAYNARD MA |
| Recording Date | Dec 17, 2018 |
| Property Address | 7 CHARLES ST, MAYNARD, MA 01754-2238 |
| Document Number | 72021-254 |
| Book / Page | 72021 / 254 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 191609 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 CHARLES ST, MAYNARD, MA 01754-2238 |
| Document Number | 191610 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 191610 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Type Change Date | Jan 1, 2029 |
|---|
The 2026 property tax bill for 7 Charles St was $10,921, up 4.7% from the year before.
Source: Middlesex County and Maynard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Maynard Town |
| Unified School District | Maynard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,921.00 (+4.74%) | $657,100 (+12.36%) Land $301,600 Building $355,100 | $671,237 (-3.4%) |
| 2025 | $10,427.00 (+24.58%) | $584,800 (+24.93%) Land $268,100 Building $316,700 | $694,830 (+6.65%) |
| 2024 | $8,370.00 (+1.59%) | $468,100 (+7.78%) Land $255,400 Building $212,700 | $651,510 |
| 2023 | $8,239.00 | $434,300 Land $243,200 Building $191,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Charles St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAYNARD DPW, WATER DIVISION serves 10,746 people · EPA ID MA2174000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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