Middlesex County and Maynard Town property record for 4 Charles St, Maynard, MA 01754
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1965 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | Trust Name on File |
| Last Sale | $69,900 (Feb 1983) |
| Tax Bill | $9,111 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | MAYN M:009.0 P:142.0 |
| Primary APN | MAYN M:009.0 P:142.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,619 sqft (0.129 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 609 |
|---|---|
| Street Address | 4 CHARLES ST |
| City | MAYNARD |
| State | MA |
| Zip | 01754-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | MAYNARD MA |
| Township / Civil Division | MAYNARD |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 364101 |
4 Charles St is owner-occupied and held in a trust since November 2018.
Source: Middlesex County and Maynard Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4 CHARLES ST, MAYNARD, MA 01754-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Dec 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1983 · Amount on File |
| Deed Sale | Feb 1, 1983 · Amount on File |
| Last Transfer Date | Nov 1, 2018 |
| Transfer Doc | 71982-66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAYNARD MA |
| Property Address | 4 CHARLES ST, MAYNARD, MA 01754-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74867-295 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 74867/295 |
| Instrument | 90860 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2060 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MAYNARD MA |
| Recording Date | Dec 7, 2018 |
| Property Address | 4 CHARLES ST, MAYNARD, MA 01754-2203 |
| Document Number | 71982-66 |
| Book / Page | 071982 / 000066 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 6809 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 4 CHARLES ST MAYNARD MA 017542203, MAYNARD, MA 01754-2203 |
The 2026 property tax bill for 4 Charles St was $9,111, up 5.3% from the year before.
Source: Middlesex County and Maynard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Maynard Town |
| Unified School District | Maynard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,111.00 (+5.26%) | $548,200 (+12.91%) Land $299,100 Building $248,500 | $589,741 (-2.71%) |
| 2025 | $8,656.00 (+7.06%) | $485,500 (+7.36%) Land $265,900 Building $219,600 | $606,195 (+1.9%) |
| 2024 | $8,085.00 (+4.54%) | $452,200 (+10.91%) Land $253,300 Building $198,900 | $594,890 |
| 2023 | $7,734.00 | $407,700 Land $241,200 Building $166,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Charles St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAYNARD DPW, WATER DIVISION serves 10,746 people · EPA ID MA2174000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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