Monmouth County and Howell Township property record for 7 Charles St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,984 sqft · built 1978 |
| Lot Size | 0.615 acres (26,798 sqft) |
| Owner | Company Name on Record |
| Last Sale | $435,000 (Dec 2025) |
| Tax Bill | $7,476 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00144-0000-00066-03 |
| Primary APN | 21-00144-0000-00066-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Upper Floors Area | 816 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 26,798 sqft (0.615 acres) |
| Lot Dimensions | 268 ft deep x 100 ft wide |
| Porch | Open Porch |
|---|---|
| Patio Area | 126 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Sewer | Septic |
|---|
| Account Number | 058590 |
|---|---|
| Street Address | 7 CHARLES ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 144 |
| Legal Lot Number | 66.3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 811200 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 61 HARRISON AVE, 2J, BROOKLYN, NY 11211-8123 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE |
| Dec 1, 2025 | Deed, Construction Loan · Construction Mortgage BROADVIEW CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on Record |
| Deed Sale | Dec 1, 2025 · Amount on Record |
| Prior Sale | Feb 20, 2014 · Amount on Record |
| Deed Document Number | 202595752 |
| Deed Book / Page | 9768 / 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 28, 2026 |
| Property Address | 7 CHARLES ST, HOWELL, NJ 07731-1288 |
| Document Number | 0000042927 |
| Book / Page | 9795 / 1788 |
| Instrument Date | May 26, 2026 |
| Instrument | 202642927 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAKE ABSTRACT INC, LAKELAND ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000042927, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 9795/1788 |
| Instrument | 202642927 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 1, 2025 |
| Property Address | 7 CHARLES ST, HOWELL, NJ 07731-1288 |
| Document Number | 0097682026 |
| Book / Page | 9768 / 2026 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025095752 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 25, 2025 |
| Title Company | LAKE ABSTRACT INC, LAKELAND ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,551.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 CHARLES ST, HOWELL, NJ 07731-1288 |
| Name | Verified Name |
|---|---|
| Address | 61 HARRISON AVE APT 2J, 2J, BROOKLYN, NY 11211-8123 |
| Document Number | 2025095753 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025095753 |
| Name | BROADVIEW CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,300 (+1.52%) Land $265,500 Building $182,800 | $448,300 (+1.52%) Land $265,500 Building $182,800 | |
| 2025 | $7,476.00 (-2.47%) | $441,600 (+22.94%) Land $260,500 Building $181,100 | $441,600 (+22.94%) Land $260,500 Building $181,100 |
| 2024 | $7,665.00 (+28.09%) | ||
| 2023 | $359,200 Land $185,500 Building $173,700 | $359,200 Land $185,500 Building $173,700 | |
| 2022 | $5,984.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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