4 Charles St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Charles St, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1960
Lot Size1.16 acres (50,717 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Dec 2020)
Tax Bill$6,870 (2025)
Deeds & MortgagesAug 2024 Sale
Feb 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-00146-0000-00007

Property Details

APN / Parcel Number

Primary APN21-00146-0000-00007
Alternative APNs
  • 210014600007
  • 059720

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area50,717 sqft
Lot Dimensions315 ft deep x 161 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area110 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Account Number059720
Street Address4 CHARLES ST
CityHOWELL
StateNJ
Zip07731-1287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionTOWNSHIP/HOWELL
Legal Block146
Legal Lot Number7
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2008
Census Tract811200

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 CHARLES ST, HOWELL, NJ 07731-1287
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2024Deed, Transfer
EASTERN TITLE AGENCY INC, EASTERN TITLE AGENCY INC CM
Feb 22, 2024Deed, Transfer · Commercial Mortgage
WILMINGTON TRUST NA
Dec 11, 2020Grant Deed, Transfer · Conventional with PMI
WELLS FARGO BK
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Deed Document Number2020148465
Deed Book / Page9464 / 1846
Record UpdatedSep 20, 2026

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateAug 22, 2024
Property Address4 CHARLES ST, HOWELL, NJ 07731-1287
Document Number0097012713
Book / Page9701 / 2713
Instrument DateAug 2, 2024
Instrument2024057947
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyEASTERN TITLE AGENCY INC, EASTERN TITLE AGENCY INC CM

Transaction

AmountAmount Recorded
Tax$8,252.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 FIELDCREST AVE, EDISON, NJ 08837-3626

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CHARLES ST, HOWELL, NJ 07731-1287

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateFeb 22, 2024
Property Address4 CHARLES ST, HOWELL, NJ 07731-1287
Document Number0096785724
Book / Page9678 / 5724
Instrument DateFeb 20, 2024
Instrument2024012080
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyEASTERN TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$861.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 RIVERVIEW PLZ # 2, 2, RED BANK, NJ 07701-1863

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 FIELDCREST AVE, EDISON, NJ 08837-3626
InvestorPossibly a Property Investor

Mortgage

Document Number0096778886
DateFeb 15, 2024
Book Page9677/8886
Instrument2024010495
Lender
NameWILMINGTON TRUST NA
TypeBank
AddressMINNEAPOLIS, MN 55402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateDec 11, 2020
Property Address4 CHARLES ST, HOWELL, NJ 07731-1287
Document Number0000148465
Book / Page009464 / 001846
Instrument DateNov 20, 2020
Instrument148465
Transaction TypeTransfer
Record UpdatedJan 22, 2021
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CHARLES ST HOWELL NJ 077311287, HOWELL, NJ 07731-1287

Mortgage

Document Number148466
DateDec 11, 2020
Book Page009464/001853
Instrument148466
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 10, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address4 CHARLES ST, HOWELL, NJ 07731-1287
Document Number0000148466
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CHARLES ST HOWELL NJ 077311287, HOWELL, NJ 07731-1287

Mortgage

Document Number0000148466
DateDec 11, 2020
Book Page009464/001853
Instrument148466
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2050

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$411,900 (+1.5%) Land $289,100 Building $122,800$411,900 (+1.5%) Land $289,100 Building $122,800
2025$6,870.00 (-1.42%)$405,800 (+26.5%) Land $284,100 Building $121,700$405,800 (+26.5%) Land $284,100 Building $121,700
2024$6,969.00 (+32.54%)
2023$320,800 (+25.56%) Land $209,100 Building $111,700$320,800 (+25.56%) Land $209,100 Building $111,700
2022$5,258.00 (-11.03%)$255,500 Land $149,100 Building $106,400$255,500 Land $149,100 Building $106,400
2021$5,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 70% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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