Monmouth County and Howell Township property record for 4 Charles St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1960 |
| Lot Size | 1.16 acres (50,717 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Dec 2020) |
| Tax Bill | $6,870 (2025) |
| Deeds & Mortgages | Aug 2024 Sale Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00146-0000-00007 |
| Primary APN | 21-00146-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 50,717 sqft |
| Lot Dimensions | 315 ft deep x 161 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 110 sqft |
| Patio Area | 264 sqft |
| Sewer | Septic |
|---|
| Account Number | 059720 |
|---|---|
| Street Address | 4 CHARLES ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | TOWNSHIP/HOWELL |
| Legal Block | 146 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 811200 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CHARLES ST, HOWELL, NJ 07731-1287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2024 | Deed, Transfer EASTERN TITLE AGENCY INC, EASTERN TITLE AGENCY INC CM |
| Feb 22, 2024 | Deed, Transfer · Commercial Mortgage WILMINGTON TRUST NA |
| Dec 11, 2020 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Deed Document Number | 2020148465 |
| Deed Book / Page | 9464 / 1846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 22, 2024 |
| Property Address | 4 CHARLES ST, HOWELL, NJ 07731-1287 |
| Document Number | 0097012713 |
| Book / Page | 9701 / 2713 |
| Instrument Date | Aug 2, 2024 |
| Instrument | 2024057947 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | EASTERN TITLE AGENCY INC, EASTERN TITLE AGENCY INC CM |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,252.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 FIELDCREST AVE, EDISON, NJ 08837-3626 |
| Name | Verified Name |
|---|---|
| Address | 4 CHARLES ST, HOWELL, NJ 07731-1287 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 22, 2024 |
| Property Address | 4 CHARLES ST, HOWELL, NJ 07731-1287 |
| Document Number | 0096785724 |
| Book / Page | 9678 / 5724 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024012080 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | EASTERN TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $861.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 RIVERVIEW PLZ # 2, 2, RED BANK, NJ 07701-1863 |
| Name | Verified Name |
|---|---|
| Address | 110 FIELDCREST AVE, EDISON, NJ 08837-3626 |
| Investor | Possibly a Property Investor |
| Document Number | 0096778886 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 9677/8886 |
| Instrument | 2024010495 |
| Name | WILMINGTON TRUST NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 11, 2020 |
| Property Address | 4 CHARLES ST, HOWELL, NJ 07731-1287 |
| Document Number | 0000148465 |
| Book / Page | 009464 / 001846 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 148465 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CHARLES ST HOWELL NJ 077311287, HOWELL, NJ 07731-1287 |
| Document Number | 148466 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 009464/001853 |
| Instrument | 148466 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 CHARLES ST, HOWELL, NJ 07731-1287 |
| Document Number | 0000148466 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 CHARLES ST HOWELL NJ 077311287, HOWELL, NJ 07731-1287 |
| Document Number | 0000148466 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 009464/001853 |
| Instrument | 148466 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,900 (+1.5%) Land $289,100 Building $122,800 | $411,900 (+1.5%) Land $289,100 Building $122,800 | |
| 2025 | $6,870.00 (-1.42%) | $405,800 (+26.5%) Land $284,100 Building $121,700 | $405,800 (+26.5%) Land $284,100 Building $121,700 |
| 2024 | $6,969.00 (+32.54%) | ||
| 2023 | $320,800 (+25.56%) Land $209,100 Building $111,700 | $320,800 (+25.56%) Land $209,100 Building $111,700 | |
| 2022 | $5,258.00 (-11.03%) | $255,500 Land $149,100 Building $106,400 | $255,500 Land $149,100 Building $106,400 |
| 2021 | $5,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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