Morris County and Jefferson Township property record for 7 Cedar Ter, Wharton, NJ 07885
| Property Type | Single Family Home |
|---|---|
| Details | 1,965 sqft · built 1993 |
| Lot Size | 0.336 acres (14,636 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,837 (2024) |
| Deeds & Mortgages | Oct 2026 Mortgage Mar 2021 Mortgage |
| APN | 14-00253-0000-00009 |
| Primary APN | 14-00253-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,965 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Lot Area | 14,636 sqft (0.336 acres) |
| Lot Dimensions | 203 ft deep x 102 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 7 CEDAR TER |
|---|---|
| City | WHARTON |
| State | NJ |
| Zip | 07885-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | INCL BLK 253 LOTS 9 & 10 & BLK 254 LOTS 1A & 1B |
| Legal Block | 253 |
| Legal Lot Number | 9 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 44702 |
7 Cedar Ter is owned and occupied by two individuals who acquired it in November 1997.
Source: Morris County and Jefferson Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CEDAR TER, WHARTON, NJ 07885-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 19, 1997 |
| Transfer Doc | 0000002936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Oct 2, 2026 |
| Property Address | 7 CEDAR TER, WHARTON, NJ 07885-1201 |
| Document Number | 0000044662 |
| Book / Page | 25184 / 687 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202644662 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7 CEDAR TER, WHARTON, NJ 07885-1201 |
| Document Number | 0000044662, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 25184/687 |
| Instrument | 202644662 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 7 CEDAR TER, WHARTON, NJ 07885-1201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0240591385 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 24059/1385 |
| Instrument | 2021024113 |
| Name | INTELLILOAN INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
Source: Morris County and Jefferson Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Jefferson Township |
| Unified School District | Jefferson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,000 (-) Land $113,900 Building $247,100 | $361,000 (-) Land $113,900 Building $247,100 | |
| 2025 | $361,000 Land $113,900 Building $247,100 | $361,000 Land $113,900 Building $247,100 | |
| 2024 | $10,837.00 | ||
| 2023 | $361,000 Land $113,900 Building $247,100 | $361,000 Land $113,900 Building $247,100 | |
| 2022 | $10,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 7 Cedar Ter; there have been 25 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 25 (1987–2012) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Cedar Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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