Morris County and Jefferson Township property record for 32 Cedar Ter, Wharton, NJ 07885
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1930 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Company Name on File |
| Last Sale | $285,000 (Jan 2024) |
| Tax Bill | $5,485 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| APN | 14-00254-0000-00001-04 |
| Primary APN | 14-00254-0000-00001-04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 42,253 sqft (0.97 acres) |
| Old Parcel Number | 1400254000000001D |
|---|---|
| Street Address | 32 CEDAR TER |
| City | WHARTON |
| State | NJ |
| Zip | 07885-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Block | 254 |
| Legal Lot Number | 1.4 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 44702 |
Source: Morris County and Jefferson Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 110 WILLOW ST, BLOOMFIELD, NJ 07003-3216 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 26, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Jan 23, 2024 | Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jan 23, 2024 | Quit Claim Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2024 · Amount on File |
| Deed Sale | Jan 23, 2024 · Amount on File |
| Prior Sale | Nov 28, 2001 · Amount on File |
| Deed Document Number | 20242714 |
| Deed Book / Page | 24706 / 1119 |
| Last Transfer Date | Jun 22, 2026 |
| Transfer Doc | 0000028207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jun 26, 2026 |
| Property Address | 32 CEDAR TER, WHARTON, NJ 07885-1201 |
| Document Number | 0000028207 |
| Book / Page | 25129 / 1972 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202628207 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 110 WILLOW ST, BLOOMFIELD, NJ 07003-3216 |
| Document Number | 0000028208, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202628208 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jan 23, 2024 |
| Property Address | 32 CEDAR TER, WHARTON, NJ 07885-1201 |
| Document Number | 0247061119 |
| Book / Page | 24706 / 1119 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2024002714 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3400 GARDENS EAST DR # DR1B, DR1B, PALM BEACH GARDENS, FL 33410-5309 |
| Name | Verified Name |
|---|---|
| Address | 32 CEDAR TER, WHARTON, NJ 07885-1201 |
| Document Number | 2024002716 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 2024002716 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jan 23, 2024 |
| Property Address | 32 CEDAR TER, WHARTON, NJ 07885-1201 |
| Document Number | 0247061128 |
| Book / Page | 24706 / 1128 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2024002715 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1631 PATERSON PLANK RD APT 318, 318, SECAUCUS, NJ 07094-4172 |
| Name | Verified Name |
|---|---|
| Address | 32 CEDAR TER, WHARTON, NJ 07885-1201 |
Source: Morris County and Jefferson Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Jefferson Township |
| Unified School District | Jefferson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,700 (-) Land $104,900 Building $77,800 | $182,700 (-) Land $104,900 Building $77,800 | |
| 2025 | $182,700 (-) Land $104,900 Building $77,800 | $182,700 (-) Land $104,900 Building $77,800 | |
| 2024 | $5,485.00 (+5.36%) | ||
| 2023 | $182,700 (-) Land $104,900 Building $77,800 | $182,700 (-) Land $104,900 Building $77,800 | |
| 2022 | $5,206.00 (+2%) | $182,700 Land $104,900 Building $77,800 | $182,700 Land $104,900 Building $77,800 |
| 2021 | $5,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 25 (1987–2012) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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