7 Cedar Ter, Vernon, NJ 07462 Property Records

Sussex County and Vernon Township property record for 7 Cedar Ter, Vernon, NJ 07462

Property Summary

Property Type	Single Family Home
Details	1,966 sqft · built 1994
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2017)
Tax Bill	$8,637 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-00388-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`22-00388-0000-00015`
Alternative APN	`22001900300013`

Interior

Building Area	1,966 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	22001900300013
Street Address	7 CEDAR TER
City	VERNON
State	NJ
Zip	07462-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	HILLSIDE TERRACE SEC 1
Legal Block	388
Legal Lot Number	15
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2024
Census Tract	371600

Owner

7 Cedar Ter is owned and occupied by two individuals who bought it in August 2017.

Source: Sussex County and Vernon Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CEDAR TER, VERNON, NJ 07462-3149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 24, 2017	Grant Deed, Transfer · Conventional with PMI BOND STREET MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on File
Deed Sale	Aug 24, 2017 · Amount on File
Prior Sale	Jan 3, 1995 · Amount on File
Deed Document Number	201710174730
Deed Book / Page	3441 / 730
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 CEDAR TER, VERNON, NJ 07462-3149
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103061642
Date	Apr 15, 2024
Book Page	10306/1642
Instrument	2024006212

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 6, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 CEDAR TER, VERNON, NJ 07462-3149
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 ROUTE 517, VERNON, NJ 07462

Mortgage

Document Number	0101250064
Date	Mar 22, 2022
Book Page	10125/64
Instrument	20220322010092820

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	286 Months
Due	Jan 1, 2046

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 CEDAR TER, VERNON, NJ 07462-3149
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099350868
Date	Apr 28, 2021
Book Page	9935/868
Instrument	20210428010103720

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 24, 2017
Property Address	7 CEDAR TER, VERNON, NJ 07462-3149
Document Number	0034410730
Book / Page	003441 / 000730
Instrument Date	Aug 22, 2017
Instrument	17430
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CEDAR TER VERNON NJ 074623149, VERNON, NJ 07462-3149

Mortgage

Document Number	95230733
Date	Aug 24, 2017
Book Page	009523/000733
Instrument	174740

Lender

Name	BOND STREET MTG
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cedar Ter was $8,637, up 0.4% from the year before.

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,300 (-) Land $190,700 Building $177,600	$368,300 (-) Land $190,700 Building $177,600
2025	$8,637.00 (+0.44%)	$368,300 Land $190,700 Building $177,600	$368,300 Land $190,700 Building $177,600
2024	$8,599.00
2023		$299,700 Land $147,100 Building $152,600	$299,700 Land $147,100 Building $152,600
2022	$8,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cedar Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cedar Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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