5 Cedar Ter, Vernon, NJ 07462 Property Records

Sussex County and Vernon Township property record for 5 Cedar Ter, Vernon, NJ 07462

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1980
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2020)
Tax Bill	$8,897 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-00388-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`22-00388-0000-00016`
Alternative APN	`22001900300012`

Interior

Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	22001900300012
Street Address	5 CEDAR TER
City	VERNON
State	NJ
Zip	07462-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	HILLSIDE TERRACE SEC 01
Legal Block	388
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2024
Census Tract	371600

Owner

5 Cedar Ter is owned and occupied by two individuals who bought it in January 2020.

Source: Sussex County and Vernon Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 CEDAR TER, VERNON, NJ 07462-3149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage VISIONS FCU
Jan 6, 2020	Grant Deed, Transfer · Conventional Mortgage MORTGAGE UNLIMITED
Jul 7, 2017	Grant Deed, Transfer NOT AVAILABLE
Mar 16, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	202010003430
Deed Book / Page	3544 / 737
Prior Transfer Date	Aug 25, 2008
Prior Transfer Doc	0032100779
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	5 CEDAR TER, VERNON, NJ 07462-3149
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR TER W, GLENWOOD, NJ 07418-1645

Mortgage

Document Number	0100430792
Date	Oct 13, 2021
Book Page	10043/792
Instrument	20211013010320480

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 6, 2020
Property Address	5 CEDAR TER, VERNON, NJ 07462-3149
Document Number	0035440737
Book / Page	003544 / 000737
Instrument Date	Dec 16, 2019
Instrument	3430
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5 CEDAR TER GLENWOOD NJ 07418, GLENWOOD, NJ 07418

Mortgage

Document Number	97710097
Date	Jan 6, 2020
Book Page	009771/000097
Instrument	3440

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 7, 2017
Property Address	5 CEDAR TER, VERNON, NJ 07462-3149
Document Number	0034340821
Book / Page	003434 / 000821
Instrument Date	Jun 23, 2017
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 16, 2017
Property Address	5 CEDAR TER, VERNON, NJ 07462-3149
Document Number	0034200888
Book / Page	003420 / 000888
Instrument Date	Jan 17, 2017
Instrument	56040
Transaction Type	Foreclosure
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust

Tax Assessment & Valuation

The 2025 property tax bill for 5 Cedar Ter was $8,897, up 0.4% from the year before.

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,400 (-) Land $196,600 Building $182,800	$379,400 (-) Land $196,600 Building $182,800
2025	$8,897.00 (+0.44%)	$379,400 Land $196,600 Building $182,800	$379,400 Land $196,600 Building $182,800
2024	$8,858.00
2023		$314,800 Land $151,600 Building $163,200	$314,800 Land $151,600 Building $163,200
2022	$8,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Cedar Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cedar Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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