7 Cedar Chase Ct, Chestertown, MD 21620 Property Records

Kent County property record for 7 Cedar Chase Ct, Chestertown, MD 21620 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,397 sqft · built 1985
Lot Size	0.482 acres (20,983 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Aug 2019)
Tax Bill	$6,347 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`04-023005`

Property Details

APN / Parcel Number

Primary APN	`04-023005`
Alternative APNs	`4023005` `023005`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,397 sqft Total Area
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,983 sqft (0.482 acres)
Garage Type	Basement
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023005
Street Address	7 CEDAR CHASE CT
City	CHESTERTOWN
State	MD
Zip	21620-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 7 CEDAR CHASE CT MILE TREE VILLAGE
Legal Subdivision	MILE TREE VILLAGE
Legal Lot Number	34
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2001
Census Tract	950300

Owner

Source: Kent County records · APN 04-023005

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit JOHN HANCOCK FINANCIAL SERVICES
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOHNS HOPKINS FCU
Aug 22, 2019	Deed, Transfer · Commercial Mortgage CHESAPEAKE BANK & TRUST COMPANY
Oct 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Oct 18, 2004
Deed Book / Page	1015 / 88
Prior Transfer Date	Oct 05, 2017
Prior Transfer Doc	0009200196
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	7 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014610156
Date	Oct 28, 2025
Book Page	1461/156

Lender

Name	JOHN HANCOCK FINANCIAL SERVICES
Type	Funding / Finance Company
Address	BALTIMORE, MD 21205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	7 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011290292
Date	Feb 24, 2021
Book Page	1129/292

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	7 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665
Document Number	0010490280
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 02, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CEDAR CHASE CT CHESTERTOWN MD 216201665, CHESTERTOWN, MD 21620-1665

Mortgage

Document Number	0010490280
Date	Mar 23, 2020
Book Page	001049/000280

Lender

Name	JOHNS HOPKINS FCU
Type	Credit Union
Address	BALTIMORE, MD 21205-2222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Aug 22, 2019
Property Address	7 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665
Document Number	0010150088
Book / Page	1015 / 088
Map Reference	MB EHP1 FO 196
Instrument Date	Jul 31, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	LIBERTY T&E OF MD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665

Mortgage

Document Number	0000101595
Date	Aug 22, 2019
Instrument	1015/95

Lender

Name	CHESAPEAKE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MD
Recording Date	Oct 11, 2017
Property Address	7 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665
Document Number	0009200196
Book / Page	000920 / 000196
Instrument Date	Oct 05, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CEDAR CHASE CT CHESTERTOWN MD 216201665, CHESTERTOWN, MD 21620-1665

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,500 (+0.62%)	$412,500 (+1.85%) Land $162,700 Building $249,800
2025	$6,347.00 (+10.65%) Homeowner's exemption	$405,000 (+6.41%) Land $162,700 Building $242,300	$405,000 (-) Land $162,700 Building $242,300
2023	$5,736.00 Homeowner's exemption	$380,600	$405,000 Land $162,700 Building $242,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (24029C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240299503002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003, river or lake flooding, Hurricane Isabel
Claims By Storm	Hurricane Isabel, Sep 2003 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Talkie Communications	Fiber	10,000 / 10,000
Cogeco Cable Holdings II	Cable	250 / 20
ALTIUS Communications	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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