Kent County property record for 12 Cedar Chase Ct, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,224 sqft · built 1992 |
| Lot Size | 0.524 acres (22,846 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Feb 2018) |
| Tax Bill | $6,201 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-022831 |
| Primary APN | 04-022831 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,224 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,846 sqft (0.524 acres) |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 022831 |
|---|---|
| Street Address | 12 CEDAR CHASE CT |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-1665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 32 12 CEDAR CHASE CT MILE TREE VILLAGE |
| Legal Subdivision | MILE TREE VILLAGE |
| Legal Lot Number | 32 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950300 |
Source: Kent County records · APN 04-022831
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CHESAPEAKE BANK & TRUST COMPANY |
| Feb 01, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2018 · Amount on Record |
| Deed Sale | Feb 01, 2018 · Amount on Record |
| Prior Sale | Oct 31, 1991 · Amount on Record |
| Deed Document Number | 2018932-469 |
| Deed Book / Page | 932 / 469 |
| Transfer Doc | 0000000159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 12 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009350077 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 0935/077 |
| Name | CHESAPEAKE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Feb 01, 2018 |
| Property Address | 12 CEDAR CHASE CT, CHESTERTOWN, MD 21620-1665 |
| Document Number | 0009320469 |
| Book / Page | 000932 / 000469 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 CEDAR CHASE CT CHESTERTOWN MD 216201665, CHESTERTOWN, MD 21620-1665 |
Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Chestertown Town |
| Unified School District | Kent County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,333 (+7.09%) | $403,600 (+2%) Land $163,200 Building $240,400 | |
| 2025 | $6,201.00 (+10.59%) Homeowner's exemption | ||
| 2023 | $5,607.00 Homeowner's exemption | $371,967 | $395,700 Land $163,200 Building $232,500 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (1983–2003) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Cogeco Cable Holdings II Cable | 250 / 20 |
| ALTIUS Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 47 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CHESTERTOWN serves 5,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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