7 Carnaby Close, Freehold, NJ 07728 Property Records

Monmouth County and Howell Township property record for 7 Carnaby Close, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,251 sqft · built 1986
Lot Size	0.039 acres (1,681 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2018)
Tax Bill	$6,555 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21 00164-01-00001-09-C1000`

Property Details

APN / Parcel Number

Primary APN	`21 00164-01-00001-09-C1000`
Alternative APNs	`21001640001000010009 C1000` `21-00164-01-00001-09` `06509009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	1,681 sqft (0.039 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	06509009
Street Address	7 CARNABY CLOSE
City	FREEHOLD
State	NJ
Zip	07728-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	SURREY DOWNS UNIT 1-4 NIT 1A
Legal Subdivision	SURREY DOWNS CONDO
Legal Block	164.1
Legal Lot Number	1.9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1028
Census Tract	811101

Owner

7 Carnaby Close is owned and occupied by two individuals who bought it in April 2018.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CARNABY CLOSE, FREEHOLD, NJ 07728-3802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on File
Deed Sale	Apr 10, 2018 · Amount on File
Prior Sale	Aug 21, 2007 · Amount on File
Deed Document Number	201834692
Deed Book / Page	9281 / 6602
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 10, 2018
Property Address	7 CARNABY CLOSE, FREEHOLD, NJ 07728-3802
Document Number	0000034692
Book / Page	009281 / 006602
Instrument Date	Mar 20, 2018
Instrument	34692
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CAMABY CLOSE HOWELL NJ 07728, HOWELL, NJ 07728

Mortgage

Document Number	34693
Date	Apr 10, 2018
Book Page	009281/006665
Instrument	34693

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7 Carnaby Close was $6,555, up 12.1% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,600 (+5.53%) Land $260,000 Building $148,600	$408,600 (+5.53%) Land $260,000 Building $148,600
2025	$6,555.00 (+12.05%)	$387,200 Land $240,000 Building $147,200	$387,200 Land $240,000 Building $147,200
2024	$5,850.00
2023		$299,100 Land $158,000 Building $141,100	$299,100 Land $158,000 Building $141,100
2022	$5,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Carnaby Close in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Carnaby Close is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20