Monmouth County and Howell Township property record for 4 Carnaby Close, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,383 sqft · built 1986 |
| Lot Size | 0.037 acres (1,619 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $256,000 (Mar 2021) |
| Tax Bill | $6,982 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21 00164-01-00001-02-C1000 |
| Primary APN | 21 00164-01-00001-02-C1000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,383 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 1,619 sqft (0.037 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 06509002 |
|---|---|
| Street Address | 4 CARNABY CLOSE |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | SURREY DOWNS UNIT 1.02 NIT 1A |
| Legal Subdivision | SURREY DOWNS |
| Legal Block | 164.1 |
| Legal Lot Number | 1.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 811101 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 CARNABY CLOSE, FREEHOLD, NJ 07728-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Mar 26, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Deed Document Number | 202148916 |
| Deed Book / Page | 9495 / 891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 CARNABY CLOSE, FREEHOLD, NJ 07728-3801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4 CARNABY CLOSE, FREEHOLD, NJ 07728-3801 |
| Investor | Possibly a Property Investor |
| Document Number | 0097321439 |
|---|---|
| Date | Apr 3, 2025 |
| Book Page | 9732/1439 |
| Instrument | 2025026014 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 26, 2021 |
| Property Address | 4 CARNABY CLOSE, FREEHOLD, NJ 07728-3801 |
| Document Number | 0094950891 |
| Book / Page | 9495 / 891 |
| Map Reference | MB 5062 PG 636 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 2021048916 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,371.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 SYRACUSE DR, FREEHOLD, NJ 07728-8862 |
| Name | Verified Name |
|---|---|
| Address | 4 CARNABY CLOSE, HOWELL, NJ 07731 |
| Investor | Possibly a Property Investor |
| Document Number | 2021048917 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021048917 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,000 (+5.24%) Land $260,000 Building $174,000 | $434,000 (+5.24%) Land $260,000 Building $174,000 | |
| 2025 | $6,982.00 (+11.14%) | $412,400 (+27.56%) Land $240,000 Building $172,400 | $412,400 (+27.56%) Land $240,000 Building $172,400 |
| 2024 | $6,282.00 (+11.21%) | ||
| 2023 | $323,300 Land $158,000 Building $165,300 | $323,300 Land $158,000 Building $165,300 | |
| 2022 | $5,649.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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