7 Carmel Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 7 Carmel Dr, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1964
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jul 2024)
Tax Bill	$7,352 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F0102100`

Property Details

APN / Parcel Number

Primary APN	`F0102100`
Alternative APN	`PROS M:110 B:25 L:7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	3,368 sqft
Basement Area	1,684 sqft
Unfinished Basement	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,082 sqft (1.54 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	F0102100
Street Address	7 CARMEL DR
City	PROSPECT
State	CT
Zip	06712-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	25
Legal Lot Number	7
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2000
Census Tract	347200

Owner

7 Carmel Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 CARMEL DR, PROSPECT, CT 06712-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Jun 13, 2005 · Amount on File
Deed Document Number	2024685
Deed Book / Page	929 / 72
Prior Transfer Date	Jan 29, 2020
Prior Transfer Doc	858-302
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jul 31, 2024
Property Address	7 CARMEL DR, PROSPECT, CT 06712-1504
Document Number	0000929-72
Book / Page	929 / 72
Instrument Date	Jul 30, 2024
Instrument	2024685
Transaction Type	Transfer
Record Updated	Aug 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0002024686
Date	Jul 31, 2024
Instrument	2024-686

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2034
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 7 Carmel Dr was $7,352, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,352.00 (+11.34%)	$258,230 (-) Land $87,010 Building $171,220	$419,518 (+132.08%)
2025	$6,603.00	$258,230 Land $87,010 Building $171,220	$180,761 Land $60,907 Building $119,854
2024	$6,603.00 (+10.99%)
2023	$5,949.00 (-0.1%)	$186,370 (-) Land $87,010 Building $99,360
2022	$5,955.00	$186,370 Land $87,010 Building $99,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Carmel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Carmel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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