5 Carmel Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 5 Carmel Dr, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,255 sqft · built 1966
Lot Size	1.71 acres (74,488 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Apr 2006)
Tax Bill	$6,637 (2025)
Deeds & Mortgages	Feb 2025 Refinance Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B0027900`

Property Details

APN / Parcel Number

Primary APN	`B0027900`
Alternative APN	`PROS M:110 B:25 L:5`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
Gross Area	1,876 sqft
Basement Area	627 sqft
Unfinished Basement	627 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,488 sqft (1.71 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	B0027900
Street Address	5 CARMEL DR
City	PROSPECT
State	CT
Zip	06712-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	25
Legal Lot Number	5
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2000
Census Tract	347200

Owner

Source: Prospect Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 CARMEL DR, PROSPECT, CT 06712-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Apr 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2006 · Amount on Record
Deed Sale	Apr 3, 2006 · Amount on Record
Deed Book / Page	554 / 95
Last Transfer Date	Apr 22, 2021
Transfer Doc	888-318
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	5 CARMEL DR, PROSPECT, CT 06712-1504
Transaction Type	Mortgage
Record Updated	Feb 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000932-466
Date	Feb 6, 2025
Book Page	932/466
Instrument	2025-130

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Apr 26, 2021
Property Address	5 CARMEL DR, PROSPECT, CT 06712-1504
Document Number	888-318
Book / Page	888 / 318
Instrument Date	Apr 22, 2021
Instrument	734
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CARMEL DR, PROSPECT, CT 06712-1504

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,637.00	$259,560 (+34.08%) Land $88,270 Building $171,290	$181,692 Land $61,789 Building $119,903
2024	$6,637.00 (+7.41%)
2023	$6,179.00 (-0.1%)	$193,580 (-) Land $88,300 Building $105,280
2022	$6,185.00	$193,580 Land $88,300 Building $105,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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