7 Caraway Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 7 Caraway Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,235 sqft · built 2006
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Aug 2018)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`322-19-00-090-SHS`

Property Details

APN / Parcel Number

Primary APN	`322-19-00-090-SHS`
Alternative APN	`47428`

Interior

Stories	1 Story
Building Area	2,235 sqft Gross Area
1st Floor Area	1,655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	40 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	47428
Street Address	7 CARAWAY CT
City	ELGIN
State	SC
Zip	29045-8340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	WEDGWOOD SUBDIV PHASE 2 LOT 90
Legal Subdivision	WEDGWOOD SUBD
Legal Phase	2
Legal Lot Number	90
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	970906

Owner

7 Caraway Ct is owned and occupied by two individuals who bought it in August 2018.

Source: Kershaw County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CARAWAY CT, ELGIN, SC 29045-8340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Oct 12, 2010 · Amount on File
Deed Document Number	20186264
Deed Book / Page	3901 / 259
Transfer Doc	0000007855
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 13, 2018
Property Address	7 CARAWAY CT, ELGIN, SC 29045-8340
Document Number	0000006264
Book / Page	003901 / 000259
Instrument Date	Aug 10, 2018
Instrument	6264
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CARAWAY CT ELGIN SC 290458340, ELGIN, SC 29045-8340

Mortgage

Document Number	6265
Date	Aug 13, 2018
Book Page	003901/000263
Instrument	6265

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7 Caraway Ct was $1,074.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,074.00	$163,200 Land $30,000 Building $133,200	$163,200
2023	$803.00 (-22.64%)	$163,200 (-) Land $30,000 Building $133,200	$163,200 (-)
2022	$1,038.00	$163,200 Land $30,000 Building $133,200	$163,200 Land $30,000 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Caraway Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Caraway Ct is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20