Kershaw County property record for 3 Caraway Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,002 sqft · built 2007 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Mar 2018) |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 322-19-00-091-SHS |
| Primary APN | 322-19-00-091-SHS |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,002 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Porch |
| Porch Area | 16 sqft |
| Patio Area | 100 sqft |
| Account Number | 47683 |
|---|---|
| Street Address | 3 CARAWAY CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | WEDGEWOOD SUBDIV PHASE II LOT 91 |
| Legal Subdivision | WEDGEWOOD SUBDIV |
| Legal Phase | 2 |
| Legal Lot Number | 91 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970906 |
3 Caraway Ct is owned and occupied by two individuals who acquired it in January 2026.
Source: Kershaw County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CARAWAY CT, ELGIN, SC 29045-8340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Intrafamily Transfer, Transfer |
| Mar 7, 2018 | Grant Deed, Transfer · VA Mortgage USAA |
| Jul 5, 2017 | Grant Deed, Transfer · VA Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2018 · Amount on File |
| Deed Sale | Mar 7, 2018 · Amount on File |
| Prior Sale | Jul 5, 2017 · Amount on File |
| Deed Document Number | 20181760 |
| Deed Book / Page | 3827 / 119 |
| Last Transfer Date | Jan 30, 2026 |
| Transfer Doc | 0002026887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 30, 2026 |
| Property Address | 3 CARAWAY CT, ELGIN, SC 29045-8340 |
| Document Number | 0002026887 |
| Book / Page | 5516 / 110 |
| Map Reference | MB B PG 4 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026-887 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 CARAWAY CT, ELGIN, SC 29045-8340 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 7, 2018 |
| Property Address | 3 CARAWAY CT, ELGIN, SC 29045-8340 |
| Document Number | 0000001760 |
| Book / Page | 003827 / 000119 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 1760 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $581.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CARAWAY CT ELGIN SC 290458340, ELGIN, SC 29045-8340 |
| Document Number | 1761 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 003827/000121 |
| Instrument | 1761 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 5, 2017 |
| Property Address | 3 CARAWAY CT, ELGIN, SC 29045-8340 |
| Document Number | 0000005378 |
| Book / Page | 003717 / 000219 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 5378 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3 CARAWAY CT ELGIN SC 290458340, ELGIN, SC 29045-8340 |
| Document Number | 5379 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 003717/000222 |
| Instrument | 5379 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2047 |
The 2025 property tax bill for 3 Caraway Ct was $1,233.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 | $211,600 Land $30,000 Building $181,600 | $211,600 |
| 2023 | $1,151.00 | $211,600 Land $30,000 Building $181,600 | $211,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Caraway Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Caraway Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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