7 Butternut Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 7 Butternut Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,824 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,275 (Apr 2014)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A902000275`

Property Details

APN / Parcel Number

Primary APN	`A902000275`
Alternative APN	`2-113A-6504-00-004E.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	996 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	Deck Area
Patio Area	738 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A902000275
Street Address	7 BUTTERNUT CT
City	O FALLON
State	MO
Zip	63368-8134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS VLG E PLUM GROVE LOT 4E
Legal Subdivision	TWIN CHIMNEYS VLG E PLUM GROVE
Legal Lot Number	4E
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2018
Census Tract	311154

Owner

Source: St. Charles County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 BUTTERNUT CT, O FALLON, MO 63368-8134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Oct 8, 2020	Deed of Trust, Mortgage CENTRAL BK/ST LOUIS
Sep 17, 2019	Deed of Trust, Mortgage CENTRAL BK/ST LOUIS
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2014 · Amount on Record
Deed Sale	Apr 30, 2014 · Amount on Record
Prior Sale	Jul 10, 2000 · Amount on Record
Deed Document Number	2014218520
Deed Book / Page	6181 / 409
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 BUTTERNUT CT, O FALLON, MO 63368-8134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BUTTERNUT CT, O FALLON, MO 63368-8134

Mortgage

Document Number	0000012289
Date	Mar 18, 2026
Instrument	2026R-012289

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 BUTTERNUT CT, O FALLON, MO 63368-8134
Document Number	0000077870
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	ARC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 BUTTERNUT CT O FALLON MO 633688134, O FALLON, MO 63368-8134

Mortgage

Document Number	0000077870
Date	Oct 15, 2020
Instrument	77870

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-8109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2040

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 BUTTERNUT CT, O FALLON, MO 63368-8134
Document Number	0000077869
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 BUTTERNUT CT O FALLON MO 633688134, O FALLON, MO 63368-8134

Mortgage

Document Number	0000077869
Date	Oct 15, 2020
Instrument	77869

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 BUTTERNUT CT, O FALLON, MO 63368-8134
Document Number	0071472445
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 BUTTERNUT CT O FALLON MO 633688134, O FALLON, MO 63368-8134

Mortgage

Document Number	0071472445
Date	Sep 24, 2019
Book Page	007147/002445
Instrument	523310

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 BUTTERNUT CT, O FALLON, MO 63368-8134
Document Number	0068132309
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 BUTTERNUT CT O FALLON MO 633688134, O FALLON, MO 63368-8134

Mortgage

Document Number	0068132309
Date	Sep 27, 2017
Book Page	006813/002309
Instrument	606300

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,036.00 (+7.37%)	$62,828 (+10.61%)	$330,673 (+10.61%) Building $330,673
2024	$3,759.00
2023		$56,799
2022			$298,942 Land $45,000 Building $253,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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