12 Butternut Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 12 Butternut Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,398 sqft · built 1992
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Mar 2020)
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A902000277`

Property Details

APN / Parcel Number

Primary APN	`A902000277`
Alternative APN	`2-113A-6504-00-006E.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
1st Floor Area	1,238 sqft
Basement Area	1,216 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A902000277
Old Parcel Number	A902000277
Street Address	12 BUTTERNUT CT
City	O FALLON
State	MO
Zip	63368-8134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS VLG E PLUM GROVE LOT 6E
Legal Range	03E
Legal Township	46N
Legal Subdivision	TWIN CHIMNEYS VLG E PLUM GROVE
Legal Lot Number	6E
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2018
Census Tract	311154

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 BUTTERNUT CT, O FALLON, MO 63368-8134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 26, 2020	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Sep 2, 2015 · Amount on Record
Deed Document Number	0000725724
Deed Book / Page	7257 / 24
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	12 BUTTERNUT CT, O FALLON, MO 63368-8134
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TJTTERNUT CT, O FALLON, MO 63368

Mortgage

Document Number	0000028740
Date	Jul 19, 2023
Instrument	2023R-028740

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	12 BUTTERNUT CT, O FALLON, MO 63368-8134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BUTTERNUT CT, O FALLON, MO 63368-8134

Mortgage

Document Number	0070121127
Date	Dec 10, 2018
Book Page	7012/1127
Instrument	20181210000688540

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 26, 2020
Property Address	12 BUTTERNUT CT, O FALLON, MO 63368-8134
Document Number	0072570024
Book / Page	007257 / 000024
Instrument Date	Mar 25, 2020
Instrument	188720
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 BUTTERNUT CT O FALLON MO 633688134, O FALLON, MO 63368-8134

Mortgage

Document Number	72570026
Date	Mar 26, 2020
Book Page	007257/000026
Instrument	188730

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,690.00	$73,114 (+5.98%)	$384,811 (+5.98%) Land $65,000 Building $319,811
2023		$68,988
2022			$363,095 Land $45,000 Building $318,095

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Butternut Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures