7 Birch St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 7 Birch St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,944 sqft · built 2005
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Sep 2025)
Tax Bill	$7,337 (2026)
Deeds & Mortgages	Dec 2021 Refinance Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-01652-007`

Property Details

APN / Parcel Number

Primary APN	`158-01652-007`
Alternative APNs	`STUR M:158 B:000 L:1652-007` `M:158 B:000 L:1652=007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,034 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	158-01652-007
Street Address	7 BIRCH ST
City	STURBRIDGE
State	MA
Zip	01566-1095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STURBRIDGE REALTY LLP
Legal Lot Number	1652-7
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1006
Census Tract	758104

Owner

7 Birch St is owned and occupied by an individual who bought it in September 2025.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 BIRCH ST, STURBRIDGE, MA 01566-1095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 25, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU
May 30, 2018	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	Apr 26, 2005 · Amount on File
Deed Book / Page	72582 / 72
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	7 BIRCH ST, STURBRIDGE, MA 01566-1095
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066829-121
Date	Dec 27, 2021
Book Page	66829/121
Instrument	180769

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Sep 25, 2025
Property Address	7 BIRCH ST, STURBRIDGE, MA 01566-1095
Document Number	0072582-72
Book / Page	72582 / 72
Instrument Date	Sep 25, 2025
Instrument	82134
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BIRCH ST, STURBRIDGE, MA 01566-1095

Mortgage

Document Number	0000082135
Date	Sep 25, 2025
Instrument	82135

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	7 BIRCH ST, STURBRIDGE, MA 01566-1095
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58866-58
Date	May 30, 2018
Book Page	58866/58
Instrument	51770

Lender

Name	FRANKLIN AMERICAN MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2038

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	7 BIRCH ST, STURBRIDGE, MA 01566-1095
Document Number	59620-71
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 BIRCH ST STURBRIDGE MA 015661095, STURBRIDGE, MA 01566-1095

Mortgage

Document Number	59620-71
Date	Oct 30, 2018
Book Page	059620/000071
Instrument	115371

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 29, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 7 Birch St was $7,337, up 3% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,337.00 (+2.99%)	$470,300 (+5.17%) Land $105,900 Building $364,400	$536,075 (+1.84%)
2025	$7,124.00 (+1.84%)	$447,200 (+5.42%) Land $101,800 Building $345,400	$526,395 (+6.7%)
2024	$6,995.00 (+6.11%)	$424,200 (+16.28%) Land $99,800 Building $324,400	$493,335
2023	$6,592.00	$364,800 Land $86,700 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Birch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Birch St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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