3 Birch St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 3 Birch St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,864 sqft · built 2005
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2020)
Tax Bill	$9,248 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-01653-003`

Property Details

APN / Parcel Number

Primary APN	`158-01653-003`
Alternative APNs	`STUR M:158 B:000 L:1653-003` `M:158 B:000 L:1653=003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,864 sqft Living Area
Gross Area	5,139 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	158-01653-003
Street Address	3 BIRCH ST
City	STURBRIDGE
State	MA
Zip	01566-1095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	1653-3
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1006
Census Tract	758104

Owner

3 Birch St is owned and occupied by an individual who bought it in August 2020.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 BIRCH ST, STURBRIDGE, MA 01566-1095
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2017	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Book / Page	63118 / 243
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	63118-243
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Aug 27, 2020
Property Address	3 BIRCH ST, STURBRIDGE, MA 01566-1095
Document Number	63118-243
Book / Page	63118 / 243
Instrument Date	Aug 17, 2020
Instrument	97146
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 BIRCH ST, STURBRIDGE, MA 01566-1095

Mortgage

Document Number	97147
Date	Aug 27, 2020
Instrument	97147

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Sep 29, 2017
Property Address	3 BIRCH ST, STURBRIDGE, MA 01566-1095
Document Number	57821-320
Book / Page	057821 / 000320
Instrument Date	Aug 18, 2017
Instrument	8760
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BIRCH ST STURBRIDGE MA 015661095, STURBRIDGE, MA 01566-1095

Mortgage

Document Number	57821-323
Date	Sep 29, 2017
Book Page	057821/000323
Instrument	8761

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3 Birch St was $9,248, up 3% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,248.00 (+3.04%)	$592,800 (+5.22%) Land $107,400 Building $485,400	$648,157 (+0.9%)
2025	$8,975.00 (+1.98%)	$563,400 (+5.56%) Land $103,100 Building $460,300	$642,390 (+6.27%)
2024	$8,801.00 (+6.2%)	$533,700 (+16.38%) Land $101,200 Building $432,500	$604,485
2023	$8,287.00	$458,600 Land $87,500 Building $371,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Birch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Birch St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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