7 Birch Dr E, Highland Lakes, NJ 07422 Property Records

Sussex County and Vernon Township property record for 7 Birch Dr E, Highland Lakes, NJ 07422

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 2003
Lot Size	0.341 acres (14,854 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (Feb 2021)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-00445-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`22-00445-0000-00011`
Alternative APN	`2200159060004001`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,854 sqft (0.341 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2200159060004001
Street Address	7 BIRCH DR E
City	HIGHLAND LAKES
State	NJ
Zip	07422-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLC
Legal Block	445
Legal Lot Number	11
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1004
Census Tract	371502

Owner

Source: Sussex County and Vernon Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 22, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Jun 2, 2004 · Amount on Record
Deed Document Number	202110040250
Deed Book / Page	3579 / 830
Prior Transfer Date	May 6, 2005
Prior Transfer Doc	0029320284
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0104191586
Date	Nov 19, 2025
Book Page	10419/1586
Instrument	2025021287

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 22, 2021
Property Address	7 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Document Number	0035790830
Book / Page	3579 / 830
Instrument Date	Nov 14, 2020
Instrument	20210222010040250
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SUNNYSIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9426 TACOMA AVEB, 9426, ENGLEWOOD, FL 34224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BIRCH DR, VERNON, NJ 07462
Investor	Possibly a Property Investor

Mortgage

Document Number	20210222010040260
Date	Feb 22, 2021
Instrument	20210222010040260

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,500 (-) Land $168,200 Building $160,300	$328,500 (-) Land $168,200 Building $160,300
2025	$7,703.00 (+6.62%)	$328,500 (+13.86%) Land $168,200 Building $160,300	$328,500 (+13.86%) Land $168,200 Building $160,300
2024	$7,225.00 (-3.14%)
2023		$288,500 Land $148,800 Building $139,700	$288,500 Land $148,800 Building $139,700
2022	$7,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HIGHLAND LAKES private · serves 88 people · EPA ID NJ1922017
Water Source	Groundwater
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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