5 Birch Dr E, Highland Lakes, NJ 07422 Property Records

Sussex County and Vernon Township property record for 5 Birch Dr E, Highland Lakes, NJ 07422

Property Summary

Property Type	Single Family Home
Details	1,242 sqft · built 1994
Lot Size	0.302 acres (13,155 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,539 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-00445-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`22-00445-0000-00013`
Alternative APN	`22001590600033`

Interior

Building Area	1,242 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	22001590600033
Street Address	5 BIRCH DR E
City	HIGHLAND LAKES
State	NJ
Zip	07422-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLC
Legal Block	445
Legal Lot Number	13
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1004
Census Tract	371502

Owner

Source: Sussex County and Vernon Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	5 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102551399
Date	Jul 5, 2023
Book Page	10255/1399
Instrument	2023011596

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	5 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101430273
Date	Apr 20, 2022
Book Page	10143/273
Instrument	20220420010132750

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,500 (-) Land $167,800 Building $153,700	$321,500 (-) Land $167,800 Building $153,700
2025	$7,539.00 (+5.34%)	$321,500 (+12.53%) Land $167,800 Building $153,700	$321,500 (+12.53%) Land $167,800 Building $153,700
2024	$7,157.00 (-3.05%)
2023		$285,700 Land $148,400 Building $137,300	$285,700 Land $148,400 Building $137,300
2022	$7,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HIGHLAND LAKES private · serves 88 people · EPA ID NJ1922017
Water Source	Groundwater
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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