St. Charles County property record for 7 Big Bluff Ct, Saint Charles, MO 63304 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1995 |
| Square Footage | 2,101 sqft Living Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Garage | Attached, 625 sqft |
| Occupancy | Owner Occupied |
| Primary APN | A893000222 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,101 sqft Living Area |
| Gross Area | 4,791 sqft Gross Area |
| 1st Floor | 2,101 sqft 1st Floor |
| Basement Area | 2,065 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 17,860 sqft (0.41 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 625 sqft Garage |
| Patio Area | 144 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 58 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A893000222 |
|---|---|
| Street Address | 7 BIG BLUFF CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1462 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLUFF PT LOT 3 |
| Legal Subdivision | BLUFF PT |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | HARVESTER |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 311132 |
Source: St. Charles County records · APN A893000222
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 BIG BLUFF CT, SAINT CHARLES, MO 63304-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 15, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7 BIG BLUFF CT, SAINT CHARLES, MO 63304-1462 |
| Document Number | 0072452265 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 BIG BLUFF CT ST CHARLES MO 633041462, ST CHARLES, MO 63304-1462 |
| Document Number | 0072452265 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 007245/002265 |
| Instrument | 147940 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7 BIG BLUFF CT, SAINT CHARLES, MO 63304-1462 |
| Document Number | 0070331313 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 7 BIG BLUFF CT ST CHARLES MO 633041462, ST CHARLES, MO 63304-1462 |
| Document Number | 0070331313 |
|---|---|
| Date | Feb 06, 2019 |
| Book Page | 007033/001313 |
| Instrument | 57300 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $75,987 (-1.11%) | $399,931 (-1.11%) Land $90,000 Building $309,931 |
| 2023 | $76,838 | |
| 2022 | $404,410 Land $70,000 Building $334,410 |
7 Big Bluff Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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