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1 Big Bluff Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1 Big Bluff Ct, Saint Charles, MO 63304 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,401 sqft · built 1993
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$138,800 (Apr 2007)
Tax Bill$4,953 (2024)
Deeds & MortgagesDec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APNA893000228

Property Details

APN / Parcel Number

Primary APNA893000228
Alternative APN
  • 3-0040-6374-00-0009.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,401 sqft Living Area
Gross Area5,044 sqft
1st Floor Area2,226 sqft
Basement Area2,188 sqft
Finished Basement175 sqft
Unfinished Basement2,013 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)
TerrainRolling
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA893000228
Street Address1 BIG BLUFF CT
CitySAINT CHARLES
StateMO
Zip63304-1462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUFF PT LOT 9
Legal SubdivisionBLUFF PT
Legal Lot Number9
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1000
Census Tract311132

Owner

Source: St. Charles County records · APN A893000228

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1 BIG BLUFF CT, SAINT CHARLES, MO 63304-1462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2007 · Amount on Record
Deed SaleApr 24, 2007 · Amount on Record
Deed Document Number2007335030
Deed Book / Page4737 / 1588
Last Transfer DateMay 29, 2025
Transfer Doc0000023055
Record UpdatedSep 20, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1 BIG BLUFF CT, SAINT CHARLES, MO 63304-1462
Document Number0066790594
Book / Page006679 / 000594
Instrument DateDec 22, 2016
Transaction TypeMortgage
Record UpdatedJan 09, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 BIG BLUFF CT ST CHARLES MO 633041462, ST CHARLES, MO 63304-1462

Mortgage

Document Number0066790594
DateJan 03, 2017
Book Page006679/000594
Instrument1310
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term84 Months
DueJan 02, 2024

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$79,865 (-3.87%)$420,343 (-3.87%) Land $90,000 Building $330,343
2024$4,953.00
2023$83,077
2022$437,245 Building $437,245

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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