7 Bell Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 7 Bell Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,901 sqft · built 1979
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$313,500 (Oct 2010)
Tax Bill	$11,028 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`21-00084-01-00107`

Property Details

APN / Parcel Number

Primary APN	`21-00084-01-00107`
Alternative APNs	`2100084000100107` `211070`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,901 sqft Living Area
1st Floor Area	1,128 sqft
Upper Floors Area	941 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Area	232 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	211070
Street Address	7 BELL CT
City	HOWELL
State	NJ
Zip	07731-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 06
Legal Block	84.1
Legal Lot Number	107
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3008
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 BELL CT, HOWELL, NJ 07731-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 15, 2018	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2010 · Amount on Record
Deed Sale	Oct 1, 2010 · Amount on Record
Deed Document Number	201091179
Deed Book / Page	8852 / 4046
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 BELL CT, HOWELL, NJ 07731-1601
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BELL CT, HOWELL, NJ 07731-1601

Mortgage

Document Number	0096684488
Date	Nov 21, 2023
Book Page	9668/4488
Instrument	2023081403

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2063

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	7 BELL CT, HOWELL, NJ 07731-1601
Document Number	0000094238
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BELL CT HOWELL NJ 077311601, HOWELL, NJ 07731-1601

Mortgage

Document Number	0000094238
Date	Sep 24, 2018
Book Page	009313/001872
Instrument	94238

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,200 (+4.74%) Land $409,000 Building $262,200	$671,200 (+4.74%) Land $409,000 Building $262,200
2025	$11,028.00 (+6.21%)	$640,800 (+21.34%) Land $381,000 Building $259,800	$640,800 (+21.34%) Land $381,000 Building $259,800
2024	$10,383.00 (+23.56%)
2023		$528,100 Land $279,000 Building $249,100	$528,100 Land $279,000 Building $249,100
2022	$8,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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