11 Bell Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 11 Bell Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,067 sqft · built 1979
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$11,402 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-01-00109`

Property Details

APN / Parcel Number

Primary APN	`21-00084-01-00109`
Alternative APNs	`2100084000100109` `211090`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,067 sqft Living Area
1st Floor Area	1,166 sqft
Upper Floors Area	901 sqft
Basement Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	211090
Street Address	11 BELL CT
City	HOWELL
State	NJ
Zip	07731-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 6
Legal Block	84.1
Legal Lot Number	109
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3008
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11 BELL CT, HOWELL, NJ 07731-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jan 26, 2017	Grant Deed, Transfer · VA Mortgage VANGUARD FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 6, 2009
Transfer Doc	0088009589
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 BELL CT, HOWELL, NJ 07731-1601
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BELL CT, HOWELL, NJ 07731-1601

Mortgage

Document Number	0095952477
Date	May 12, 2022
Book Page	9595/2477
Instrument	2022052283

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 BELL CT, HOWELL, NJ 07731-1601
Document Number	0000070339
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 BELL CT HOWELL NJ 077311601, HOWELL, NJ 07731-1601

Mortgage

Document Number	0000070339
Date	Jun 30, 2020
Book Page	009424/003610
Instrument	70339

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 26, 2017
Property Address	11 BELL CT, HOWELL, NJ 07731-1601
Document Number	0000010261
Book / Page	009210 / 002306
Instrument Date	Jan 17, 2017
Instrument	10261
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BELL CT HOWELL NJ 077311601, HOWELL, NJ 07731-1601

Mortgage

Document Number	10262
Date	Jan 26, 2017
Book Page	009210/002345
Instrument	10262

Lender

Name	VANGUARD FNDG
Type	Funding / Finance Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,100 (+4.62%) Land $407,000 Building $286,100	$693,100 (+4.62%) Land $407,000 Building $286,100
2025	$11,402.00 (+5.95%)	$662,500 (+21.16%) Land $379,000 Building $283,500	$662,500 (+21.16%) Land $379,000 Building $283,500
2024	$10,762.00 (+22.64%)
2023		$546,800 Land $277,000 Building $269,800	$546,800 Land $277,000 Building $269,800
2022	$8,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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