7 Bay Vista Dr, Berlin, MD 21811 Property Records

Worcester County property record for 7 Bay Vista Dr, Berlin, MD 21811

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,352 sqft · built 1990
Lot Size	0.124 acres (5,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2018)
Tax Bill	$1,724 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-311624`

Property Details

APN / Parcel Number

Primary APN	`10-311624`
Alternative APN	`311624`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,403 sqft (0.124 acres)
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	311624
Street Address	7 BAY VISTA DR
City	BERLIN
State	MD
Zip	21811-9616
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-5
Legal Description	LOT 32 BLK B 5403 SQ FT BAY VISTA LANE MYSTIC HARBOUR SEC 1
Legal Subdivision	MYSTIC HARBOUR
Legal Block	B
Legal Lot Number	32
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1029
Census Tract	951700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9921 STEPHEN DECATUR HWY, C3, OCEAN CITY, MD 21842-9282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage SPECTRA CREDIT UNION
Aug 7, 2018	Grant Deed, Transfer MARYLAND TITLE SERVICES CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Prior Sale	Jun 13, 1990 · Amount on Record
Deed Book / Page	7263 / 44
Last Transfer Date	Jun 25, 2024
Transfer Doc	0088120045
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7 BAY VISTA DR, BERLIN, MD 21811-9616
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BAY VISTA DR, BERLIN, MD 21811-9616

Mortgage

Document Number	0085200437
Date	Jan 24, 2023
Book Page	8520/437

Lender

Name	SPECTRA CREDIT UNION
Address	ALEXANDRIA, VA 22312

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2028

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 7, 2018
Property Address	7 BAY VISTA DR, BERLIN, MD 21811-9616
Document Number	0072630044
Book / Page	007263 / 000044
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	MARYLAND TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9921 STEPHEN DECATUR HWY #C3 OCEAN CITY MD 218429282, C3, OCEAN CITY, MD 21842-9282

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,724.00 (+0.82%) Homeowner's exemption	$231,367 (+5.55%)	$255,700 (+16.65%) Land $95,000 Building $160,700
2025	$1,710.00 (+3.7%) Homeowner's exemption	$219,200 (+16.47%) Land $95,000 Building $124,200	$219,200 (-) Land $95,000 Building $124,200
2023	$1,649.00 Homeowner's exemption	$188,200	$219,200 Land $95,000 Building $124,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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