5 Bay Vista Dr, Berlin, MD 21811 Property Records

Worcester County property record for 5 Bay Vista Dr, Berlin, MD 21811

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,514 sqft · built 1988
Lot Size	0.119 acres (5,198 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Feb 2019)
Tax Bill	$1,760 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-311616`

Property Details

APN / Parcel Number

Primary APN	`10-311616`
Alternative APN	`311616`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,514 sqft Total Area
Utility Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,198 sqft (0.119 acres)
Porch	Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	311616
Street Address	5 BAY VISTA DR
City	BERLIN
State	MD
Zip	21811-9616
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-5
Legal Description	LOT 31 BLK B 5198 SQ FT BAY VISTA LANE MYSTIC HARBOUR SEC 1
Legal Subdivision	MYSTIC HARBOUR SEC 01 & 02
Legal Block	B
Legal Lot Number	31
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1029
Census Tract	951700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 BAY VISTA DR, BERLIN, MD 21811-9616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Unknown THE FARMERS BANK OF WILLARDS
Feb 19, 2019	Grant Deed, Transfer · Conventional with PMI PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Prior Sale	Mar 3, 2003 · Amount on Record
Deed Book / Page	7367 / 274
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	5 BAY VISTA DR, BERLIN, MD 21811-9616
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC T&E CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BAY VISTA DR, BERLIN, MD 21811-9616

Mortgage

Document Number	0086410041
Date	Sep 21, 2023
Book Page	8641/41

Lender

Name	THE FARMERS BANK OF WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 19, 2019
Property Address	5 BAY VISTA DR, BERLIN, MD 21811-9616
Document Number	0073670274
Book / Page	007367 / 000274
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BAY VISTA DR BERLIN MD 218119616, BERLIN, MD 21811-9616

Mortgage

Document Number	73670278
Date	Feb 19, 2019
Book Page	007367/000278

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,760.00 (+0.8%) Homeowner's exemption	$236,200 (+22.68%)	$261,400 (+16.91%) Land $95,000 Building $166,400
2025	$1,746.00 (+3.62%) Homeowner's exemption
2023	$1,685.00 Homeowner's exemption	$192,533	$223,600 Land $95,000 Building $128,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber, T-Mobile.

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