Jones County property record for 7 Bay Cir, Laurel, MS 39440 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1948 |
| Square Footage | 2,192 sqft Living Area |
| Lot Size | 13,200 sqft (0.303 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $349.00 (2025) |
| Primary APN | 134H-30-06-006.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,192 sqft Living Area |
| 1st Floor | 2,192 sqft 1st Floor |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,200 sqft (0.303 acres) |
| Depth X Width | 176 ft x 75 ft Depth x Width |
| Deck Area | 357 sqft Deck |
| Patio Area | 357 sqft Patio |
| Utility Building | 150 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 008066 |
|---|---|
| Street Address | 7 BAY CIR |
| City | LAUREL |
| State | MS |
| Zip | 39440-2276 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY CIRCLE SUB-DIV BLOCK B LOT 8 |
| Legal Range | 11 |
| Legal Township | 09 |
| Legal Section | 30 |
| Legal Subdivision | BAY CIRCLE SUB |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | JONES MS |
| Minor Civil Division | 1 |
| Census Blockgroup | 2 |
| Census Block | 2050 |
| Census Tract | 950401 |
Source: Jones County records · APN 134H-30-06-006.00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 BAY CIR, LAUREL, MS 39440-2276 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2019 | Deed of Trust, Mortgage EMBRACE HOME LOANS INC |
| Jul 28, 2017 | Deed of Trust, Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2014 |
| Deed Sale | Sep 03, 2014 |
| Deed Doc Number | 0002146131 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 7 BAY CIR, LAUREL, MS 39440-2276 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 219/7518 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 219/7518 |
| Instrument | 21907518 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 7 BAY CIR, LAUREL, MS 39440-2276 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 21704781 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 217/4781 |
| Instrument | 21704781 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Jones County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Municipality | Laurel City |
| Unified School District | Laurel School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $349.00 (+0.87%) Homeowner's exemption Senior Citizen's exemption | $10,428 (+7%) | $104,280 (+7%) Land $11,930 Building $92,350 |
| 2024 | $346.00 (+2.06%) | ||
| 2023 | $339.00 (-0.88%) Homeowner's exemption Senior Citizen's exemption | $9,746 | $97,460 Land $11,930 Building $85,530 |
| 2022 | $342.00 |
Source: FEMA National Flood Hazard Layer, Jones County (28067C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 18% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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