Jones County property record for 20 Bay Cir, Laurel, MS 39440 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,324 sqft · built 1987 |
| Lot Size | 1.71 acres (74,701 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,312 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134H-30-05-019.00 |
| Primary APN | 134H-30-05-019.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,324 sqft Living Area |
| 1st Floor Area | 2,356 sqft |
| 2nd Floor Area | 968 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 74,701 sqft |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 008072 |
|---|---|
| Street Address | 20 BAY CIR |
| City | LAUREL |
| State | MS |
| Zip | 39440-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY CIRCLE SUB-DIV BLOCK C LOT 1 ALSO A PARCEL IN THE SW1/4 SE1/4 |
| Legal Range | 11 |
| Legal Township | 09 |
| Legal Section | 30 |
| Legal Subdivision | BAY CIRCLE SUB |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | JONES MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 950401 |
Source: Jones County records · APN 134H-30-05-019.00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20 BAY CIR, LAUREL, MS 39440-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Sep 22, 2017 | Warranty Deed, Transfer COMMUNITY BANK |
| Sep 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2017 |
| Deed Sale | Sep 22, 2017 |
| Deed Document Number | 0002176338 |
| Deed Book / Page | 217 / 6338 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 20 BAY CIR, LAUREL, MS 39440-2241 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 219/6890 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 219/6890 |
| Instrument | 21906890 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39043 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 25, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JONES MS |
| Recording Date | Sep 22, 2017 |
| Property Address | 20 BAY CIR, LAUREL, MS 39440-2241 |
| Document Number | 217/6338 |
| Book / Page | 217 / 6338 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 21706338 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4316, LAUREL, MS 39441-4316 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 BAY CIR, LAUREL, MS 39440-2241 |
| Document Number | 217/6339 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 217/6339 |
| Instrument | 21706339 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JONES MS |
| Recording Date | Sep 22, 2017 |
| Property Address | 20 BAY CIR, LAUREL, MS 39440-2241 |
| Document Number | 217/6337 |
| Book / Page | 217 / 6337 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 21706337 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1516 MOHON ST, 1516, ALEXANDRIA, LA 71301-3430 |
| Name | Verified Name |
|---|---|
| Address | 20 BAY CIR, LAUREL, MS 39440-2241 |
Source: Jones County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Municipality | Laurel City |
| Unified School District | Laurel School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,312.00 (+6.08%) Homeowner's exemption | $26,198 (+4.75%) | $261,980 (+4.75%) Land $30,000 Building $231,980 |
| 2024 | $4,065.00 (+2.16%) | ||
| 2023 | $3,979.00 (-1.07%) Homeowner's exemption | $25,010 | $250,100 Land $30,000 Building $220,100 |
| 2022 | $4,022.00 |
Source: FEMA National Flood Hazard Layer, Jones County (28067C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 20% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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