7 Arrowhead Dr, Elkton, MD 21921 Property Records

Cecil County property record for 7 Arrowhead Dr, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,984 sqft · built 1988
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$349,000 (Jun 2022)
Tax Bill$3,685 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jul 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-076822

Property Details

APN / Parcel Number

Primary APN03-076822
Alternative APNs
  • 3076822
  • 076822

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,984 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area960 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area100 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number076822
Street Address7 ARROWHEAD DR
CityELKTON
StateMD
Zip21921-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 2 - .5 ACRE 7 ARROWHEAD DRIVE PAWNEE LAKE HILLS
Legal SubdivisionPAWNEE LAKE HL
Legal BlockA
Legal Lot Number2
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1007
Census Tract30501

Owner

7 Arrowhead Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address7 ARROWHEAD DR, ELKTON, MD 21921-3212
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 12, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 4, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2022 · Amount on File
Deed SaleJun 23, 2022 · Amount on File
Prior SaleMay 2, 1994 · Amount on File
Deed Book / Page5189 / 131
Transfer Doc0490000705
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJun 23, 2022
Property Address7 ARROWHEAD DR, ELKTON, MD 21921-3212
Document Number0051890131
Book / Page5189 / 131
Map ReferenceMB 2 FO 28
Instrument DateJun 14, 2022
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyLAWYERS TRUST TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7 ARROWHEAD DR, ELKTON, MD 21921-3212

Mortgage

Document Number0005189138
DateJun 23, 2022
Instrument5189-138
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address7 ARROWHEAD DR, ELKTON, MD 21921-3212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042700244
DateJul 12, 2018
Book Page4270/244
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address7 ARROWHEAD DR, ELKTON, MD 21921-3212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045600364
DateMar 4, 2020
Book Page4560/364
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 7 Arrowhead Dr was $3,685, up 6.8% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,685.00 (+6.78%)$334,300$383,100 Land $58,300 Building $324,800
2025$3,451.00
2023$2,409.00$276,100$309,900 Land $58,300 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Arrowhead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Arrowhead Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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