29 Arrowhead Dr, Elkton, MD 21921 Property Records

Cecil County property record for 29 Arrowhead Dr, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,696 sqft · built 1977
Lot Size0.519 acres (22,607 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Jun 2017)
Tax Bill$3,362 (2026)
Deeds & MortgagesJan 2021 Line of Credit
Jul 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-064514

Property Details

APN / Parcel Number

Primary APN03-064514
Alternative APNs
  • 3064514
  • 064514

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,696 sqft Total Area
Basement Area565 sqft
Finished Basement565 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,607 sqft (0.519 acres)
Garage TypeMixed
Garage Area392 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area287 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number064514
Street Address29 ARROWHEAD DR
CityELKTON
StateMD
Zip21921-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 5 - .519 ACRE 29 ARROWHEAD DRIVE PAWNEE LAKE HILLS
Legal SubdivisionPAWNEE LAKE HILLS
Legal BlockA
Legal Lot Number5
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1007
Census Tract30501

Owner

29 Arrowhead Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address29 ARROWHEAD DR, ELKTON, MD 21921-3212
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Line of Credit
PENNYMAC LOAN SERVICES LLC
Jul 18, 2018Deed of Trust, Mortgage · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 15, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 14, 2017Grant Deed, Transfer
KEITH A DAVIS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2017 · Amount on File
Deed SaleJun 14, 2017 · Amount on File
Prior SaleOct 2, 2015 · Amount on File
Deed Book / Page4081 / 461
Prior Transfer DateSep 30, 2015
Prior Transfer Doc0037900261
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address29 ARROWHEAD DR, ELKTON, MD 21921-3212
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047770321
DateJan 21, 2021
Book Page4777/321
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeLine of Credit
AmountAmount on Record
Term331 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address29 ARROWHEAD DR, ELKTON, MD 21921-3212
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042720470
DateJul 18, 2018
Book Page4272/470
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address29 ARROWHEAD DR, ELKTON, MD 21921-3212
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050040340
DateOct 15, 2021
Book Page5004/340
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCECIL MD
Recording DateJun 14, 2017
Property Address29 ARROWHEAD DR, ELKTON, MD 21921-3212
Document Number0040810461
Book / Page004081 / 000461
Instrument DateJun 1, 2017
Transaction TypeTransfer
Record UpdatedAug 28, 2017
Title CompanyKIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address29 ARROWHEAD DR ELKTON MD 219213212, ELKTON, MD 21921-3212

Mortgage

Document Number40810467
DateJun 14, 2017
Book Page004081/000467
Lender
NameKEITH A DAVIS
Address131 TORINGTON WAY, NEWARK, DE 19702-2675
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term360 Months
DueJun 13, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 29 Arrowhead Dr was $3,362, up 4.6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,362.00 (+4.6%)$304,500 (+5.66%)$337,100 (+16.97%) Land $58,800 Building $278,300
2025$3,214.00$288,200 Land $58,800 Building $229,400$288,200 Land $58,800 Building $229,400
2023$2,204.00$257,533$288,200 Land $58,800 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Arrowhead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Arrowhead Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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