7 Arnold Ave, Lincoln, RI 02865 Property Records

Smithfield Town property record for 7 Arnold Ave, Lincoln, RI 02865

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,101 sqft · built 1900
Lot Size0.378 acres (16,466 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Sep 2016)
Tax Bill$5,359 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Aug 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-23957-81

Property Details

APN / Parcel Number

Primary APN3-23957-81
Alternative APN
  • LINC M:06 L:042.0 U

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,101 sqft Living Area
Gross Area2,296 sqft
1st Floor Area782 sqft
Basement Area638 sqft
Unfinished Basement638 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,466 sqft (0.378 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3-23957-81
Street Address7 ARNOLD AVE
CityLINCOLN
StateRI
Zip02865-3504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG7
Legal Lot Number42.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2018
Census Tract11702

Owner

Source: Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 ARNOLD AVE, LINCOLN, RI 02865-3504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Aug 22, 2022Quit Claim Deed, Transfer
Quitclaim
May 24, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2016 · Amount on Record
Deed SaleSep 8, 2016 · Amount on Record
Deed Book / Page2017 / 269
Last Transfer DateAug 20, 2022
Transfer Doc002444-122
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address7 ARNOLD AVE, LINCOLN, RI 02865-3504
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002582-323
DateFeb 17, 2026
Book Page2582/323
Instrument2026010756
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 1, 2051

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN RI
Recording DateAug 22, 2022
Property Address7 ARNOLD AVE, LINCOLN, RI 02865-3504
Document Number002444-122
Book / Page2444 / 122
Instrument DateAug 20, 2022
Instrument20220000002991
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7 ARNOLD AVE, LINCOLN, RI 02865-3504

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address7 ARNOLD AVE, LINCOLN, RI 02865-3504
Transaction TypeMortgage
Record UpdatedJun 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2339-184
DateMay 24, 2021
Book Page2339/184
Instrument20210000002508
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,359.00 (-0.46%)$396,400 (+21.41%) Land $164,400 Building $232,000$437,768
2023$5,384.00$326,500 Land $135,100 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2010–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENVILLE WATER DISTRICT
serves 9,500 people · EPA ID RI1858410
Water SourcePurchased surface water from PROVIDENCE-CITY OF
Last State InspectionJul 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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