Smithfield Town property record for 3 Arnold Ave, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,078 sqft · built 1900 |
| Lot Size | 0.098 acres (4,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $368,000 (Feb 2026) |
| Tax Bill | $4,325 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-00001-60 |
| Primary APN | 2-00001-60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,078 sqft Living Area |
| Gross Area | 1,873 sqft |
| 1st Floor Area | 616 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,269 sqft (0.098 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2-00001-60 |
|---|---|
| Street Address | 3 ARNOLD AVE |
| City | LINCOLN |
| State | RI |
| Zip | 02865-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG7 |
| Legal Lot Number | 44.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11702 |
3 Arnold Ave is owned and occupied by an individual who bought it in February 2026.
Source: Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 ARNOLD AVE, LINCOLN, RI 02865-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVIGANT CREDIT UNION |
| Sep 16, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Apr 10, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on File |
| Deed Sale | Feb 10, 2026 · Amount on File |
| Prior Sale | Sep 16, 2022 · Amount on File |
| Deed Document Number | 202610698 |
| Deed Book / Page | 2582 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Feb 10, 2026 |
| Property Address | 3 ARNOLD AVE, LINCOLN, RI 02865-3504 |
| Document Number | 0002582-32 |
| Book / Page | 2582 / 32 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026010698 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 ARNOLD AVE, LINCOLN, RI 02865-3504 |
| Document Number | 2026010699 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026010699 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Sep 16, 2022 |
| Property Address | 3 ARNOLD AVE, LINCOLN, RI 02865-3504 |
| Document Number | 0002448-82 |
| Book / Page | 2448 / 82 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 20220000003263 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 220000003264 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 220000003264 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 3 ARNOLD AVE, LINCOLN, RI 02865-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2245-128 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 2245/128 |
| Instrument | 1952 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Apr 10, 2019 |
| Property Address | 3 ARNOLD AVE, LINCOLN, RI 02865-3504 |
| Document Number | 2165-124 |
| Book / Page | 2165 / 124 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 934 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 ARNOLD AVE, LINCOLN, RI 02865-3504 |
| Document Number | 935 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 935 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3 Arnold Ave was $4,325.
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,325.00 | $319,900 Land $161,200 Building $158,700 | $362,844 |
| 2023 | $4,365.00 | $264,700 Land $132,300 Building $132,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Arnold Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2010–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Arnold Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENVILLE WATER DISTRICT serves 9,500 people · EPA ID RI1858410 |
|---|---|
| Water Source | Purchased surface water from PROVIDENCE-CITY OF |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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