Union County and New Providence Borough property record for 7 2nd St E, New Providence, NJ 07974
| Property Type | Single Family Home |
|---|---|
| Details | 3,061 sqft · built 1989 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $965,000 (Jan 2019) |
| Tax Bill | $22,541 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00141-0000-00014 |
| Primary APN | 11-00141-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,061 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 9,017 sqft (0.207 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00143450 |
|---|---|
| Street Address | 7 2ND ST E |
| City | NEW PROVIDENCE |
| State | NJ |
| Zip | 07974-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 141 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | NEW PROVIDENCE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 38104 |
Source: Union County and New Providence Borough records · APN 11-00141-0000-00014
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 2ND ST E, NEW PROVIDENCE, NJ 07974-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REALFI HM FNDG CORP |
| Jan 07, 2019 | Deed, Transfer CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2019 · Amount on Record |
| Deed Sale | Jan 07, 2019 · Amount on Record |
| Prior Sale | Jun 15, 1989 · Amount on Record |
| Deed Document Number | 2019308638 |
| Deed Book / Page | 6303 / 897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 7 2ND ST E, NEW PROVIDENCE, NJ 07974-2251 |
| Document Number | 0148532782 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 2ND ST E NEW PROVIDENCE NJ 079742251, NEW PROVIDENCE, NJ 07974-2251 |
| Document Number | 0148532782 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 014853/002782 |
| Instrument | 484 |
| Name | REALFI HM FNDG CORP |
|---|---|
| Address | WHITE PLAINS, NY 10604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 07, 2019 |
| Property Address | 7 2ND ST E, NEW PROVIDENCE, NJ 07974-2251 |
| Document Number | 0063030897 |
| Book / Page | 6303 / 0897 |
| Map Reference | MAP 774-B |
| Instrument Date | Nov 20, 2018 |
| Instrument | 308638 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,454.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 2ND ST E, 7, NEW PROVIDENCE, NJ 07974-2251 |
| Name | Verified Name |
|---|---|
| Address | 7 2ND ST E, NEW PROVIDENCE, NJ 07974-2251 |
Source: Union County and New Providence Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | New Providence Borough |
| Unified School District | New Providence Borough School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,000 (-) Land $117,000 Building $313,000 | $430,000 (-) Land $117,000 Building $313,000 | |
| 2025 | $22,541.00 (+1.55%) | $430,000 (-) Land $117,000 Building $313,000 | $430,000 (-) Land $117,000 Building $313,000 |
| 2024 | $22,196.00 (+4.54%) | ||
| 2023 | $430,000 Land $117,000 Building $313,000 | $430,000 Land $117,000 Building $313,000 | |
| 2022 | $21,233.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390381044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (2005–2026) |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 492 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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