4 2nd St E, New Providence, NJ 07974 Property Records

Union County and New Providence Borough property record for 4 2nd St E, New Providence, NJ 07974 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,771 sqft · built 1968
Lot Size	0.122 acres (5,314 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Dec 2021)
Tax Bill	$14,478 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-00140-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`11-00140-0000-00003`
Alternative APNs	`110014000003` `00142400`

Interior

Stories	2 Stories
Building Area	1,771 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	5,314 sqft (0.122 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00142400
Street Address	4 2ND ST E
City	NEW PROVIDENCE
State	NJ
Zip	07974-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARY D FRANCIS
Legal Block	140
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	4
Census Block	4020
Census Tract	38104

Owner

Source: Union County and New Providence Borough records · APN 11-00140-0000-00003

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Bargain and Sale Deed, Transfer OLD REPUBLIC TITLE
May 08, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Jan 30, 2023	Intrafamily Transfer, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Dec 01, 2021	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
May 03, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2021 · Amount on Record
Deed Sale	Dec 01, 2021 · Amount on Record
Prior Sale	Jul 03, 2014 · Amount on Record
Deed Document Number	202112234
Deed Book / Page	6441 / 101
Last Transfer Date	May 19, 2026
Transfer Doc	0000054940
Record Updated	Sep 20, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	May 20, 2026
Property Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236
Document Number	0000054940
Book / Page	6619 / 128
Instrument Date	May 19, 2026
Instrument	202654940
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 08, 2026
Property Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236
Document Number	0000092277
Book / Page	15798 / 2473
Instrument Date	May 01, 2026
Instrument	202692277
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236

Mortgage

Document Number	0000092277,
Date	May 08, 2026
Book Page	15798/2473
Instrument	202692277

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 27, 2046

Interest

Rate	6.46%
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Jan 30, 2023
Property Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236
Document Number	0064980193
Book / Page	6498 / 193
Instrument Date	Jan 25, 2023
Instrument	26323
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 01, 2021
Property Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236
Document Number	0064410101
Book / Page	6441 / 101
Instrument Date	Nov 29, 2021
Instrument	12234
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,174.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3B AVON CT, 3B, CHATHAM, NJ 07928-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236

Mortgage

Document Number	0000026156
Date	Dec 01, 2021
Instrument	26156

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142662018
Date	May 03, 2017
Book Page	14266/2018
Instrument	639924

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	4 2ND ST E, NEW PROVIDENCE, NJ 07974-2236
Document Number	0146232350
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 2ND ST E NEW PROVIDENCE NJ 079742236, NEW PROVIDENCE, NJ 07974-2236

Mortgage

Document Number	0146232350
Date	Dec 02, 2019
Book Page	014623/002350
Instrument	682574

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Union County and New Providence Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,200 (-) Land $100,900 Building $175,300	$276,200 (-) Land $100,900 Building $175,300
2025	$14,478.00 (+1.55%)	$276,200 (-) Land $100,900 Building $175,300	$276,200 (-) Land $100,900 Building $175,300
2024	$14,257.00 (+4.54%)
2023		$276,200 Land $100,900 Building $175,300	$276,200 Land $100,900 Building $175,300
2022	$13,638.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390381044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (2005–2026)
Most Recent Claim	Jan 2026, other causes
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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