7 1st St, Yale, MI 48097 Property Records

St. Clair County property record for 7 1st St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,926 sqft · built 1910
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Jul 2023)
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-670-0013-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-670-0013-000`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,926 sqft Living Area
1st Floor Area	1,054 sqft
Basement Area	1,054 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 82.5 ft wide
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 1ST ST
City	YALE
State	MI
Zip	48097-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & W 1 ROD OF LOT 7 BLK 2 PLAT OF REED & MC NUTTS ADDITION TO THE VILLAGE OF BROCKWAY CENTER
Legal Subdivision	PLAT OF REED & MC NUTTS ADD
Legal Block	2
Legal Lot Number	7-8
Legal Unit	8,7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1017
Census Tract	655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 1ST ST, YALE, MI 48097-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Dec 8, 2014 · Amount on Record
Deed Document Number	202313372
Deed Book / Page	5641 / 449
Prior Transfer Date	Dec 19, 2006
Prior Transfer Doc	0036770167
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 31, 2023
Property Address	7 1ST ST, YALE, MI 48097-2801
Document Number	0005641449
Book / Page	5641 / 449
Map Reference	LB 4 PG 34
Instrument Date	Jul 7, 2023
Instrument	2023013372
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	PLATINUMFIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71ST STREET, YALE, MI 48097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 27TH ST, PORT HURON, MI 48060-4793

Mortgage

Document Number	0005637469
Date	Jul 14, 2023
Book Page	5637/469
Instrument	2023012496

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,800 (+2.71%)	$181,600 (+2.71%)
2025	$4,103.00 (+4.06%) Homeowner's exemption	$88,400 (+14.66%)
2024	$3,943.00 (+92.72%)		$176,800 (+14.66%)
2023		$77,100
2022	$2,046.00		$154,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AVS Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20