St. Clair County property record for 102 1st St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,269 sqft · built 1938 |
| Lot Size | 0.854 acres (37,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jul 2023) |
| Tax Bill | $5,712 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-670-0004-000 |
| Primary APN | 74-08-670-0004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,269 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 37,200 sqft (0.854 acres) |
| Lot Dimensions | 332 ft deep x 112 ft wide |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 102 1ST ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF LOT 10, LOT 11 & E 13 FT OF LOT 12 BLK 1 INCL LAND TO MILL CREEK. PLAT OF REED & MC NUTTS ADDITION TO THE VILLAGE OF |
| Legal Subdivision | MILL CREEK |
| Legal Block | 1 |
| Legal Lot Number | 10-12 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 655100 |
102 1st St is owned and occupied by two individuals who bought it in July 2023.
Source: St. Clair County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 1ST ST, YALE, MI 48097-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2023 | Quit Claim Deed, Transfer MARITIME TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on File |
| Deed Sale | Jul 28, 2023 · Amount on File |
| Deed Document Number | 202313267 |
| Deed Book / Page | 5641 / 102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 28, 2023 |
| Property Address | 102 1ST ST, YALE, MI 48097-2802 |
| Document Number | 0005641102 |
| Book / Page | 5641 / 102 |
| Map Reference | LB 4 PG 34 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023013267 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | MARITIME TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,987.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 1ST ST, YALE, MI 48097-2802 |
| Name | Verified Name |
|---|---|
| Address | 24417 LAUREN AVE, WARREN, MI 48089-4735 |
| Investor | Possibly a Property Investor |
| Document Number | 2023013269 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023013269 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 28, 2023 |
| Property Address | 102 1ST ST, YALE, MI 48097-2802 |
| Document Number | 0005641104 |
| Book / Page | 5641 / 104 |
| Map Reference | LB 4 PG 34 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023013268 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | MARITIME TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 1ST ST, YALE, MI 48097-2802 |
| Name | Verified Name |
|---|---|
| Address | 102 1ST ST, YALE, MI 48097-2802 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 102 1st St was $5,712 with a homeowner's exemption, up 4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,300 (+4.87%) | $258,600 | |
| 2025 | $5,712.00 (+4.04%) Homeowner's exemption | $123,300 | |
| 2024 | $5,490.00 | $246,600 | |
| 2023 | $107,200 | ||
| 2022 | $2,699.00 | $214,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 102 1st St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 102 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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