6N237 River Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 6N237 River Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,419 sqft · built 1935
Lot Size	0.213 acres (9,300 sqft)
Owner	Individual Name on File
Last Sale	$419,000 (Sep 2022)
Tax Bill	$9,688 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-10-376-004`

Property Details

APN / Parcel Number

Primary APN	`09-10-376-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,419 sqft Living Area
Basement Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1969
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,300 sqft (0.213 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6N237 RIVER DR
City	SAINT CHARLES
State	IL
Zip	60175-6394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 118 OF NOVAKS RESUBDIVISION OF NOVAKS SUBDIVISION IN THE TOWN OF ST CHARLES, KANE COUNTY, ILLINOIS
Legal Subdivision	NOVAKS
Legal Block	1
Legal Lot Number	118
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1014
Census Tract	852103

Owner

6N237 River Dr is owned and occupied by an individual who bought it in September 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6N237 RIVER DR, SAINT CHARLES, IL 60175-6394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Apr 6, 2001 · Amount on File
Deed Document Number	202247282
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 22, 2022
Property Address	6N237 RIVER DR, ST CHARLES, IL 60175-6394
Document Number	0000047282
Instrument Date	Aug 17, 2022
Instrument	2022K047282
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35W743 SOUTH LN, ST CHARLES, IL 60175-5814

Mortgage

Document Number	0000047283
Date	Sep 22, 2022
Instrument	2022K047283

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

The 2025 property tax bill for 6N237 River Dr was $9,688 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,688.00 Homeowner's exemption	$153,114 (+6.08%) Land $44,458 Building $108,656	$459,526 (+6.08%) Land $133,427 Building $326,098
2024		$144,332 Land $40,964 Building $103,368	$433,169 Land $122,941 Building $310,228
2022	$8,717.00 (+6.11%) Homeowner's exemption	$119,960 (+4.91%) Land $36,893 Building $83,067	$359,880 (+4.91%) Land $110,679 Building $249,201
2021	$8,215.00 Homeowner's exemption	$114,345 Land $35,166 Building $79,179	$343,035 Land $105,498 Building $237,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6N237 River Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6N237 River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20