Kane County property record for 6N227 River Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,342 sqft · built 1940 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Oct 2026) |
| Tax Bill | $6,369 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-10-376-005 |
| Primary APN | 09-10-376-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,342 sqft Living Area |
| Basement Area | 660 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Frame/Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Boat House | Boat House |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 6N227 RIVER DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 119 OVAKS |
| Legal Subdivision | NOVAKS |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 852103 |
Source: Kane County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3SW787 WOOD LN, SAINT CHARLES, IL 60175 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE |
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION |
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on Record |
| Deed Sale | Oct 1, 2026 · Amount on Record |
| Prior Sale | Mar 23, 2018 · Amount on Record |
| Deed Document Number | 202642599 |
| Prior Transfer Date | Jul 31, 2014 |
| Prior Transfer Doc | 0000037391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 1, 2026 |
| Property Address | 6N227 RIVER DR, SAINT CHARLES, IL 60175-6394 |
| Document Number | 0000042599 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202642599 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $58,327.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N227 RIVER DR, ST CHARLES, IL 60175-6394 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000058646 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022K058646 |
| Name | ALLIANT CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N227 RIVER DR, ST CHARLES, IL 60175-6394 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000050191 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020K050191 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 23, 2018 |
| Property Address | 6N227 RIVER DR, ST CHARLES, IL 60175-6394 |
| Document Number | 0000013456 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 2018K013456 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6N 227 RIVER DR, SAINT CHARLES, IL 60175 |
| Document Number | 0000013457 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 2018K013457 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,369.00 (+13.11%) Homeowner's exemption | $103,405 (+8.53%) Land $44,458 Building $58,947 | $310,339 (+8.53%) Land $133,427 Building $176,912 |
| 2024 | $95,278 (+19.66%) Land $40,964 Building $54,314 | $285,948 (+19.71%) Land $122,941 Building $163,007 | |
| 2022 | $5,631.00 (+6.27%) Homeowner's exemption | $79,621 (+4.91%) Land $36,893 Building $42,728 | $238,863 (+4.91%) Land $110,679 Building $128,184 |
| 2021 | $5,299.00 Homeowner's exemption | $75,894 Land $35,166 Building $40,728 | $227,682 Land $105,498 Building $122,184 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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