6N235 Surrey Rd, Wayne, IL 60184 Property Records

Kane County property record for 6N235 Surrey Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 5,974 sqft · built 1999
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Dec 2022)
Tax Bill	$30,558 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-300-031`

Property Details

APN / Parcel Number

Primary APN	`09-12-300-031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,974 sqft Living Area
Basement Area	1,643 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft
Garage Type	Attached
Garage Area	1,245 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	462 sqft
Porch	Open Porch
Deck Area	Deck Area
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6N235 SURREY RD
City	WAYNE
State	IL
Zip	60184-2083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 IN BURKS SUB
Legal Subdivision	BURKS SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2044
Census Tract	852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6N235 SURREY RD, WAYNE, IL 60184-2083
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 2, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Jan 24, 2017	Deed of Trust, Mortgage · ARM OLD SECOND NATIONAL BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	202257141
Prior Transfer Date	Aug 13, 2014
Prior Transfer Doc	0000040791
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6N235 SURREY RD, WAYNE, IL 60184-2083
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016364
Date	May 7, 2025
Instrument	2025K016364

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%
Change Frequency	2 Years

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6N235 SURREY RD, WAYNE, IL 60184-2083
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044976
Date	Dec 27, 2023
Instrument	2023K044976

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 2, 2022
Property Address	6N235 SURREY RD, WAYNE, IL 60184-2083
Document Number	0000057141
Instrument Date	Sep 23, 2022
Instrument	2022K057141
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 PARK AVE, RIVER FOREST, IL 60305-1712

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6N235 SURREY RD, WAYNE, IL 60184-2083
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018821
Date	Apr 15, 2020
Instrument	2020K018821

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6N235 SURREY RD, WAYNE, IL 60184-2083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004313
Date	Jan 24, 2017
Instrument	2017K004313

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6N235 SURREY RD, WAYNE, IL 60184-2083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018820
Date	Apr 15, 2020
Instrument	2020K018820

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 13, 2020
Property Address	6N235 SURREY RD, WAYNE, IL 60184-2083
Document Number	0000060266
Instrument Date	Sep 30, 2020
Instrument	2020K060266
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6N235 SURREY RD, 6N235, WAYNE, IL 60184-2083

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6N235 SURREY RD, WAYNE, IL 60184-2083

Mortgage

Document Number	0000060267
Date	Oct 13, 2020
Instrument	2020K060267

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,558.00 (+9.5%) Homeowner's exemption	$424,124 (+8.53%) Land $113,165 Building $310,959	$1,272,881 (+8.53%) Land $339,631 Building $933,250
2024		$390,790 (+17.64%) Land $104,271 Building $286,519	$1,172,839 (+17.69%) Land $312,938 Building $859,901
2022	$27,907.00 (+5.53%) Homeowner's exemption	$332,182 (+4.91%) Land $105,143 Building $227,039	$996,546 (+4.91%) Land $315,429 Building $681,117
2021	$26,444.00 Homeowner's exemption	$316,635 Land $100,222 Building $216,413	$949,905 Land $300,666 Building $649,239

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless	75 / 20
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

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