33W179 Surrey Rd, Wayne, IL 60184 Property Records

Kane County property record for 33W179 Surrey Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,160 sqft · built 1926
Lot Size	5.31 acres (231,739 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Mar 2025)
Tax Bill	$19,396 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-400-046`

Property Details

APN / Parcel Number

Primary APN	`09-12-400-046`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,160 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1974
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	231,739 sqft
Garage Area	946 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	33W179 SURREY RD
City	WAYNE
State	IL
Zip	60184-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2044
Census Tract	852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33W179 SURREY RD, WAYNE, IL 60184-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 26, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2025 · Amount on Record
Deed Sale	Mar 19, 2025 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	20259791
Prior Transfer Date	Mar 20, 1997
Prior Transfer Doc	0000019936
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33W179 SURREY RD, WAYNE, IL 60184-2012
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33W179 SURREY RD, WAYNE, IL 60184-2012

Mortgage

Document Number	0000051788
Date	Oct 24, 2022
Instrument	2022K051788

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	WOODRIDGE, IL 60517

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33W179 SURREY RD, WAYNE, IL 60184-2012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073699
Date	Nov 30, 2020
Instrument	2020K073699

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	KANSAS CITY, KS 66103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.99%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33W179 SURREY RD, WAYNE, IL 60184-2012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038103
Date	Aug 21, 2019
Instrument	2019K038103

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 26, 2018
Property Address	33W179 SURREY RD, WAYNE, IL 60184-2012
Document Number	0000008752
Instrument Date	Feb 1, 2018
Instrument	8752
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$807.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8108 CRYSTAL SPRINGS RD BULL VALLEY IL 600988515, BULL VALLEY, IL 60098-8515

Mortgage

Document Number	8753
Date	Feb 26, 2018
Instrument	8753

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,396.00 (+8.33%)	$272,123 (+11.16%) Land $132,904 Building $139,219	$816,696 (+11.16%) Land $398,872 Building $417,824
2024		$244,811 (+13.72%) Land $122,458 Building $122,353	$734,727 (+13.77%) Land $367,521 Building $367,206
2022	$17,904.00 (+5.58%) Homeowner's exemption	$215,268 (+4.91%) Land $123,161 Building $92,107	$645,804 (+4.91%) Land $369,483 Building $276,321
2021	$16,957.00 Homeowner's exemption	$205,193 Land $117,397 Building $87,796	$615,579 Land $352,191 Building $263,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless	75 / 20
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

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